About
Hi, welcome to my diary.
This site was started as a place to track my own investments, express my view on saving and investing, and share with others who are interested what I have done in accumulating wealth and hopefully to learn from them as well. These remain the objectives of this blog.
I began investing in 2001 and have been making contributions to my retirement accounts, as well as taxable accounts, every month since then. In my opinion, starting early and contributing regularly are the keys to achieve our financial goals.
Speaking of goals, I don’t have a target number as how much we want to have 20 or 30 years later. Our goals are defined rather vaguely which we want to accomplish at three different stages. In the short-term, we are considering getting a bigger house as our babies are growing fast and they need more space to play. The short-term goal is to save for the down payment that covers 20% of value of the next house we buy. In the mid-term, we should be able to provide the necessary financial means to our children so that they can go to the colleges at their choices. Our parents supported our educations and we want to do the same for our children. In long-term, we want to be worry-free when it comes time to enjoy our golden years.
OK, that’s what I have to say for now. Once again, welcome and hope you enjoy your stay.
BTW, I came from China. So feel free to leave your comment in Chinese. I will be very happy to reply to you in Chinese as well 
Disclaimer
This Diary is for entertainment purpose only. The opinions expressed in The Diary, unless the sources are otherwise explicitly given, are the author his own, and under no circumstance should be considered as suggestions or advices to anybody. If you decide to follow what have been said in The Diary, you are solely responsible for the consequences of your own action.
