Archive for August, 2006
2006 4-Week T-Bill Rates
Last week’s 4-Week T-Bill auction set the latest rate at 5.166%, a slight dip from previous two auctions, but still higher than the rate at EmigrantDirect which pays 5.15% for savings account. So far, we have enjoyed an upward swing of the 4-Week T-Bill rates, up from 4.00% at the beginning of the year to [...]
Should Water Find A Place In Your Portfolio?
I came cross an article about global water shortage on BBC News today. The main message of the article is that water shortage, which is usually seen as a developing country problem, now posses a threat to both rich and poor countries alike. This reminds me an article I read early this year on MarketWatch [...]
Monthly Expenses Record
I haven’t tracked my expenses for many years (at least eight as I remember). I used to use paper and pen to keep a record of every penny I spent when I was a student with a tight budget. At the end of the month, I knew exactly how much I spent on bread and [...]
Cashback Credit Cards
The rumor is out that Citibank will terminate the 5% cashback program of its Dividend Platinum Select Cash Back Rewards credit card (When I checked the Citi’s web site today, I couldn’t even find the Dividend card.) Currently, the card gives 5% cashback on purchases made at gas stations, grocery stores, and supermarkets. Beginning in [...]
Highlight Of Changes In Pensions
From AP, major changes in the new Pension Bill include:
Requires employers with defined-benefit plans to make sufficient contributions to meet a 100% funding target and erase funding shortfalls over seven years.
Forces employers with “at-risk” plans to make accelerated contributions. Under one scenario, a plan is deemed at-risk if it falls below 70% funded status using [...]



