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Archive for October, 2006

House for Sale: Then $639,900, Now $624,900

Posted by Sun on October 28, 2006 (1) Comment

Early last month, we saw an open house sign nearby. We were not really shopping for a new house back then (even now), but since it was in the area we like, we decided to take a tour. The house, built in 1998, has 4 bedrooms, 2.5 bathrooms, 2 car garage, and a unfinished basement. [...]

Categories : Personal finance, Real estate Tags: No Tags

Did You Receive the Small Gift from EmigrantDirect?

Posted by Sun on October 28, 2006 (1) Comment

A surprise was in the mail last night: a gift from EmigrantDirect.
Nothing big or fancy, but I take it as a gesture from EmigrantDirect of being their customer for the past year.
So what's the gift? It is a small writing pad with my name printed on every page, the kind of gift that you [...]

Categories : Banking, Personal finance Tags: No Tags

Mortgage Refinance Made Easy

Posted by Sun on October 27, 2006 (0) Comment

Three years ago, when we bought our currently, we chose a 5-year ARM over fixed rate. The mainly reason was a favorable rate the ARM offered: a percentage point lower than 30-year fixed rate. At that time 5-year seemed far away and interest rates could only go lower. We were wrong on both.
With a little [...]

Categories : Personal finance Tags: No Tags

Six Ways to Boost Your Savings by Making the Most of New Tax Law

Posted by Sun on October 27, 2006 (0) Comment

I ususally don't read very carefully the newsletter Fidelity sends to me as I see it as an advertisement. But an article in today's E-News got my attention. It's about how to take advantage of the new tax law passed in August to boost savings. Below is the summary of the article, click here for [...]

Categories : 401(k), Personal finance, Retirement Tags: No Tags

27 Gallons of Oil for 5+ Months

Posted by Sun on October 27, 2006 (3) Comment

When I got back home from work last night, there was a heating oil bill waiting for me. The first of this season.
However, what really surprised me wasn't the unit price at $2.459/gallon, but the volume for the latest fill-up.
27 gallons! Yes, 27 gallons!
I couldn't believe the number when I saw the bill and it [...]

Categories : Frugal living Tags: No Tags
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