Archive for November, 2006
Update on T-Bill Taxable Equivalent Yield
Yesterday, a reader, goldsheet (Thanks!), posted a comment on my T-Bill Taxable Equivalent Yield, saying that the EAPY formula in the post is actually for itemized deduction and he/she also provided a formula for EAPY for standard deduction.
Indeed, the formula I gave is only for the calculation of EAPY if you itemize, which I automatically [...]
Vanguard, I AM Disappointed
If it's not for your mutual fund products, I probably don't want any business with you!
Well, that was my feeling after a 30+ minutes phone conversation with Vanguard last night. I thought I already had enough trouble with Vanguard for our Roth IRA assets transfer, but it isn't over.
When I got home last night, there [...]
Hmm ……
and how many we have on this planet? Something like 6 billion? Besides, if I spend every penny I earned, would that still mean I am "rich"?
I wonder how they get this number.
Fight Odometer Roll-back Scams: What You Need to Do When Buying a Used Car
When you buy a used car with 65,000 miles on it, make sure that you are indeed buying a car with 65,000 miles odometer reading, not 85,000 miles.
The Department of Justice has some tips to help you identify odometer roll-back scams.
Look for loose screws or scratch marks around the dashboard. (Also look for fingerprints [...]
If You’re Coming from Saving Bond Advisor
I'd like to take this opportunity to welcome you to my diary and hope you find the information in my post "T-Bill Investment Rate: Is it APR or APY? And What Is Your Taxable Equivalent Yield?" useful. I will be very happy if the post, written with my best knowledge, can help you understand some [...]
