The Sun's Financial Diary

I have been investing with American Century Equity Income Fund (TWEIX) for quite some time. First I had it in my taxable account, then added to my wife’s Roth IRA. But now it seems the time will soon come to dump it completely.
Morningstar reported that the fund company is planning to shake up its fund [...]

It’s kind of late, but this week’s Carnival of Personal Fiance is at Tired But Happy. If you haven’t got a chance to go through the entire carnival, here are some articles that I think are quite informative:

5 Ways Balding Gracefully Can Save You Time, Money and More By Clever Dude
Costly Tax Mistakes and What [...]

Morningstar is my choice for mutual fund research because it provides a broad array of data for me to analyze a fund in cost, return, and risk. This post is to discuss what kind of information I will consider when evaluating a mutual fund.
If you already have a specific fund on your mind and want [...]

Plus, you will also get

0% balance transfer for 12 months
5 reward points on every dollar spent on purchases at supermarkets, drugstores, and gas stations.

For the 0% BT, the card’s terms and conditions say
The transaction fee for balance transfers is 3% of the amount of each balance transfer, $5 minimum, $75 maximum.
Since Citi is changing its [...]

I found this article, 7 Retail Pricing Secrets Revealed, on CNNMoney.com. While not all the secrets are new, the article is interesting to read. For example, it’s the first time I know that a product’s list price, which is displayed side-by-side with the sale price at some stores, is actually the highest price suggested [...]

Skype is giving away 10 minutes of free calls to over 30 global destinations.
SunRocket, the leading VoIP provider, is having a promotion for one year service for only $199. Click on the Enter a promo code button and use code WEBm8mf to get another year for free!
Amazon.com has up to 70% off Spring Toy Sale.

I have done a number of 0% balance transfers using my Citi cards in the past four years, and all of them were fee-free: I paid absolutely nothing for the free loans, including the latest BT from Citi PremierPass card. Though the card carrier says there’s a maximum fee of $250, my statement tells me [...]

I received this coupon in the email yesterday. It’s a $10 discount for a purchase of $100 or more, for either shopping online or in-store. The coupon will expire on April 6, 2007. If there’s anyone can use the discount, please leave a comment with a valid email address so I can send the coupon [...]

Amazon.com today announces its own Context Link program. The program is still in the beta stage and what it does is to find the phrase in your posts and match it with certain Amazon products. Though Amazon allows user to customize the appearance of their context link ads, you have to be careful not to [...]

As I expected, another charge of $37.90 from Netherlands appeared on my AMEX Costco card when I checked my statement line-by-line over the weekend. It has been more than a month since I reported similar charges to American Express and except a letter acknowledging my report and assuring me an investigation is underway, I haven’t [...]