The Sun's Financial Diary

I was really impressed the other day when I found out that Provident Direct, a little known online bank, was offering 4.50% APY with their high-yield savings account, when everybody else was paying almost a full percentage point less. At that time, I was thinking of getting a new account if they won’t dramatically lower [...]

Is Generation X Responsible for the Real Estate and Mortgage Problems? Generation X Finance talked about the trouble of the housing market and the place of Gen X in the economy.
How Money Challenges Prevent You From Building The Life You Love The Digerati Life offered her opinion on the financial challenges we are facing [...]

Citibank is currently having a promotion for their Ultimate Savings Account and the reward is 40,000 ThankYou points which can be redeemed for 2 round-trip tickets, with each valued up to $400. To get the bonus points:

Open a Citibank regular checking account, link it to a new or existing Citibank Ultimate Savings Account and [...]

Hope you enjoy these articles:

Don’t know how to determine the asset allocation of your portfolio? The Dividend Guy says you probably can get some ideas from asset allocations of pension funds. Another place I can suggest is the portfolios of lifecycle funds (or target-date funds) which adjust their holdings based the target date.
Moneymonk has a [...]

I reviewed SmartyPig a couple of days ago. Though in general the concept presented by SmartyPig, social+savings, is good, my biggest concern is the cost of letting others contribute to my saving goal. Paying $4.95 each time to make a $50 contribution doesn’t make a whole lot sense.
Then yesterday, I got an message from Jon, [...]

Last week, I wrote about my experience with Scottrade when I was trying to place an order of Visa (V)
when the markets opened. The day after that post was published, I got an email from Chris, Chief Marketing Officer of Scottrade, who expressed concern why I had to wait so long before being connected to [...]

The government today updated its outlook on Social Security and Medicare and there’s no good news for folks who will retire in 10 years from now. According to the annual trustee reports released by The Department of Treasury, the Social Security Trust Fund will run into negative cash inflow in 2017 and exhaust its [...]

How do you like the idea of letting other people, family members and friends, help you reach your saving goal?
If that, letting others help you reach your saving goal, is what you are looking for, then SmartyPig could the answer.

As crude oil went over $110 a barrel, gasoline prices are also surging. According to GasBuddy.com, (BTW, a good site to find the cheapest gas in your area) the national average price of regular gas is $3.257 per gallon. Though New Jersey has the lowest gas prices in the nation, filling up our cars every [...]

crowdsourcing at Birp Blap
Crowdsourcing is – at a very basic level – throwing a task or request for information out into the public, and accumulating and selecting the best results. The theory is similar to “getting a second opinion.â€?
Managing Your Money is Easier Said Than Done at Money Smart Life
Have you ever given anyone advice, [...]