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About Sun

Here are my most recent posts

Charles Schwab Launches ETF OneSource, Offering 105 Commission Free ETFs

It looks like buying ETFs without commission is getting a lot easier these days. Late last week, Charles Schwab, the brokerage firm that introduced no-transaction fee mutual fund supermarket 20 years ago, announced the creation of the equivlant of ETF supermarket, called Schwab ETF OneSource. The online ETF trading platform allows Schwab customers to buy […]

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HealthEquity Health Savings Account (HSA)

In the past, when it was time to enroll our medical insurance plan, we always selected the option with the least amount of premium and usually it was the HMO plan. For us, the decision was rather easy to make: Both of us are in good health and the only time of the year that […]

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Credit Card Checkout Fee

You may soon see a new fee on your credit card purchase receipt, if haven’t seen already, thanks to a $6 billion settlement reached last July between major credit card issuers and merchants. The proposed settlement was the result of an antitrust lawsuit filed against credit card transaction processors Visa, MasterCard, and other nine major […]

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M&T Bank Free FICO Credit Score

We all know how important an excellent credit score is these days. From getting a new credit card, applying for a home mortgage, to even landing on a job, your credit score and credit history could well decide whether you will be successful in getting what you want or not. Thus, it’s increasingly becoming critical […]

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Roth 401(K) or Traditional 401(K)

A few years ago, my wife’s employer started to offer Roth 401(K) together with the traditional, pre-tax 401(K) plan. At that time we decided to continue funding the pre-tax 401(K) account and not contribute to the Roth account for the same reason I used to not covert existing Traditional IRA accounts into Roth. As you […]

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Vanguard Traditional IRA to Roth IRA Conversion

I mentioned in my previous post that I have made some changes to how we invest our money this year and one of them was starting to contribute to Roth IRA accounts again, though we don’t qualify to make direct contributions. The advantage of Roth IRA over Traditional IRA has been discussed extensively, such as tax […]

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Credit Sesame Credit Monitoring Alerts

A few weeks ago, I talked about the free credit monitoring service from Credit Sesame when it was announced. I signed up for the service immediately when it became available because it is free (of course, you need to be a member of Credit Sesame, which is also free to join) and have been waiting […]

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Move Brokerage Account from Scottrade to TradeKing?

No, I haven’t done anything yet, but I am seriously considering making the move. I have been a loyal Scottrade customer for more than a decade. In the past, I have said plenty of good things about the broker here, such as its customer service, trading platform, and the instant deposit feature that lets me […]

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