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About Sun

Here are my most recent posts

Ally Bank Increases Savings Account Rate to 0.95% APY

I didn’t write anything about Ally Bank for some time because I haven’t actively used the bank for about two year. But in March this year, I returned to Ally and have stayed since as a happy customer. I left Ally for Sallie Mae in 2010 shortly after Sallie Mae Savings Account was launched because […]

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Motif Investing Review Plus $150 Bonus for New Account

A few years ago, I wrote a post about building my own portfolio with nothing but ETFs, when Exchange-Traded Funds (ETFs) have started to gain popularity among investors. The idea was that, because of ETF’s popularity, it was entirely possible to pick one ETF in each asset class I wanted to invest in and assemble […]

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Chase Sapphire Preferred Card 40,000 Points Promotion

As a credit cards user, I got my first ever credit card with an annual fee, the Citi AAdvantage Card that I mentioned early that I wanted to get, only recently. The reason that I got the fee based card is the 75K bonus miles it offers and the rewards miles I can earn with […]

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Rent Textbooks To Save Money

When I came to the U.S. for my graduate study in the late 1990′s, I brought with me two pieces of luggage plus about $150 cash in my pocket. Those were all I had at that time. Because I had an assistantship from the school, I thought I could get paid right after registration, so I […]

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TD Ameritrade Promotion: Trade Free for 60 Days, $600 Bonus, Plus More 100 Commission Free ETFs

TD Ameritrade is one of the leading discount brokerage firms that offers investors a wide range of products and services to meet their investment needs. The company is not stranger to me and I have written about it here a few times in the past. However, despite its well-known name, I have never really used […]

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Does Whole Life Insurance Ever Make Sense

If you’ve ever gone searching around the internet for quotes on life insurance or recommendations for which type of life insurance you should buy, the answer that almost always comes back is that term life insurance is a better choice than whole life insurance. As a refresher, term life insurance carries a stated death benefit […]

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TradeKing Options Playbook Review

When I opened my TradeKing account in 2007,  I also got a book, The Options Playbook, from TradeKing after I expressed interest in options trading. I have bought and sold stocks for several years, but never traded options because I feel that trading options requires a little more skills than buying and selling stocks. Before […]

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Lending Club Loan Portfolio Diversification

As I mentioned earlier in the  asset allocation article, for whatever investment, there’s always a relationship between risk and reward. If I want to have a bigger reward, I will almost certainly have to take a higher risk. When building a investment portfolio, it’s always the case of finding the balance between the two, by taking […]

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