Net worth
October 2006 Score Card — Part I: Expenses
Ok, it's reporting time and it begins with the monthly expenses.
Summary:
The daily living costs of October was $1697, slightly higher than that of September when we spent $1649. The increase is about 3% (equivalent to the annual inflation rate ?) However, there are some one-time expenses that I think will not repeat [...]
So How Did October Help Boost Our Net Worth?
As the closing bell sounded on Wall Street, the month of October came to an end, at least financially. How did we do this month?
Well, I don't have the exact number yet, but considering that the Dow kept setting new record highs this month (up from 11676 to 12080), we definitely got some help from [...]
September 2006 Score Card — Part IV: Asset Allocation
This is the last item on the September 2006 score card: asset allocations of the taxable accounts.
In addition to investing regularly in our retirement accounts (401(k)s, Roth IRAs), I also have some stocks, ETFs, and mutual funds in taxable accounts. Right now, these accounts serve as supplements to our retirement investments. When it comes [...]
Net Worth Update
One of my mutual fund holdings, Columbia Strategic Investor Z (CSVFX), lost more than $2.60 in NAV on September 20th. At that time, I thought it must be due to income distributions. But I forgot to check my account from their website and didn't take the distribution into consideration when calculating my September net worth.
Last [...]
September 2006 Score Card — Part II: Net Worth
Ok, now it's time to take a look at how we did in investing in September.
Summary:
September was another good month for us in terms of nest egg growth as we added $14,728.45. Excluding house and cars (both as assets and liabilities), the total number is $384,297, up 3.99% from August. Year-to-date, our net worth growed [...]
September 2006 Score Card — Part I: Expenses
September was just the second time in as many months that I recorded our monthly expenses. Though the history is kind of short, I can still see some patterns of how and where we spent our money. One problem, however, is that since I didn't have a budget ahead of the spending, I really can't [...]
August 2006 Score Card — Part II: Networth
I have already summarized our expenses in August. Now it’s the networth’s turn to appear on the score card. Not included in the plot are 1) car loan (as well as the values of our cars) and 2) mortgage (as well as the value of our house). The main reason of not including these two [...]
August 2006 Score Card — Part I: Expenses
As the month of August has come to an end, it’s time to see how I did in the past month.
The first item on the score card is the monthly expenses. This is the first time in a while that I kept a complete record of how we spent the money this month. Not included [...]
Monthly Expenses Record
I haven’t tracked my expenses for many years (at least eight as I remember). I used to use paper and pen to keep a record of every penny I spent when I was a student with a tight budget. At the end of the month, I knew exactly how much I spent on bread and [...]
