Credit report

Quizzle Offers Free Credit Score and Report

Posted by Sun on October 8, 2009 (1) Comment

I have been using Credit Karma to get free credit score for quite some time now. What I like about Credit Karma is the I can update my score as many times as I want, though the score is unlikely to change if the update interval is too short. While Credit Karma is a nice [...]

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Is CreditKarma Useful?

Posted by Sun on September 30, 2009 (9) Comment

Or should I say “useless”?
I wrote a lengthy review of CreditKarma back in March. At that time, I thought I could use the free service to monitor my credit score because, though it isn’t really the FICO score, I can still use the relative changes to have an idea on how my credit score moves. [...]

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Do I Need a Credit Monitoring Service?

Posted by Sun on August 14, 2009 (3) Comment

I always consider myself pretty good at managing my own credit. Then last week, I had this idea of getting a credit monitoring service. The reason is because of some recent activities in my credit that could have a negative impact on my score.
First in June, when I got my current job, I signed an [...]

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Free Credit Score for American Express Card Members

Posted by Sun on August 8, 2009 (2) Comment

The free credit score offer seems to be back again.
I got my free Experian PLUS score back in April when AMEX offered the deal to cardholders. Though it’s not the most widely used FICO score, it should still give you an idea of your credit worthiness if you haven’t checked your score recently. And it’s [...]

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What Can You Expect to See on Your Credit Reports?

Posted by Sun on June 24, 2009 (10) Comment

I have been getting free credit report for years. Before there was the law that entitles every consumer a free report from each credit agency every 12 months, I requested my reports directly from Equifax, Experian, or TransUnion for free. Then after the Fair Credit Reporting Act (FCRA) became law, I started to use AnnualCreditReport.com [...]

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Credit Score Types and Score Ranges

Posted by Sun on May 14, 2009 (6) Comment

When we talk about credit score, we usually refer to the FICO score developed by Fair Isaac. FICO score, which can be purchased at myFICO, is widely used by lenders to evaluate a borrower’s credit worthiness when he/she applies for a credit card, open a bank account, or even rent an apartment.
However, FICO score isn’t [...]

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Free Experian PLUS Score for American Express Cardholders

Posted by Sun on April 5, 2009 (8) Comment

If you are an American Express cardholder, you can view your Experian credit score and credit report for free.

This isn’t the FICO credit score that’s widely used by lenders which you can purchase from myFICO.com. It’s in fact the PLUS Score developed by Experian. In February, Experian decided to end its 6-year relationship with FICO. [...]

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Credit Karma Free Credit Score Service Can Help You in This Economic Environment: An Interview with CEO Ken Lin

Posted by Sun on March 11, 2009 (14) Comment

The first time I wrote about Credit Karma was in January 2008, shortly after the web site which provides its customers with free credit scores, was launched. Initially, I was a little skeptical about their service, because they are giving one of the most important pieces of personal information, the credit score, for free, while [...]

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Free FICO Credit Score Alive Again

Posted by Sun on March 9, 2009 (6) Comment

Update: This offer has expired.
But you need to act quickly.
Equifax is offering free FICO score again through FreeFICOScore.com again is  to the first 10,000 people who request their scores.
I got my free FICO score last time when the promotion was ran in January. The process of requesting your score was quite simple, taking only a [...]

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Free FICO Credit Score When Joining myFICO Forum

Posted by Sun on January 16, 2009 (13) Comment

But you have to be quick because it’s only good for the first 10,000 people only.
myFICO is offering free credit score for registered myFICO Forum users. Check out details of how to get your free score at My Money Blog and see the details. Or you can simply use this link, then click the “Get [...]

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