Bond
I-Bond Rate for November 2009 – May 2010 Is 3.36%
The last time I wrote about I-Bond interest rate was last May when the Treasury Department set the total earning rate of Series I-Bond issued from May to November to 0.00% due to the negative annual inflation rate, which has already affected the contribution of 2010 401(k) plan.
Even though that I-Bonds purchased in the past six [...]
I-Bond Rate for May 2009 – November 2009 Is 0%
I hope you have bought some I-bonds before May 1, so you can still enjoy a little bit the 5.64% yield I-bond rate that was good till April 30. If you missed the deadline and bought some bonds yesterday, May 1st, then too bad because the rate for Series I Savings Bonds issued between May [...]
4-Week T-Bill Pays 0% Interest Rate – Chart of The Day
Will you buy an investment that gives you zero return?
Under normal circumstance, I assume nobody will take such an investment. After all, investing is about return, right? Seeking return is what people normally do. However, now is not normal. Safety is on everybody’s mind. And when safety becomes the first priority, investors turn to U.S. [...]
I-Bond Rates for November 2008 – April 2009 Announced
Today, the Bureau of the Public Debt announced the interest rates for Series I-bond issued between November 2008 and April 2009. The total rate is set at 5.64%, including a fixed rate of 0.70% and an annualized rate of 4.92% adjusted based on the Consumer Price Index for all Urban Consumers (CPI-U).
The total rate of [...]
2008 4-Week T-Bill Rate Update
It has been a long time since I updated 4-week T-bill rates late time (almost a year). The main reason for this once my favorite investment tool being totally abandoned is that, well, there isn’t much to buy right now. The bills are still being offered every week, but the rates has been terribly low [...]
Buy Treasury Securities at $100 Minimum
Do you invest in Treasury bills, notes, and bonds?
If you do, then there’s a good news. Starting early this week, Treasury Department has lowered the minimum purchase from $1,000 to $100. The change applies to Treasury bills, notes, and bonds with maturity from 4 weeks to 30 years, which means that 4-week T-bill is [...]
Update: 4-Week T-Bill Equivalent Yield Calculator
One year ago, I had a post discussing the return of 4-week T-bill, whether it’s APR or APY, and how to calculate the equivalent yield based on the state income tax. In that post, only the formulas on how exactly the calculations should be done were given. Though it isn’t difficult to put the formulas [...]
2007 4-Week T-Bill Rates: The Complete Picture
When 2007 began, the rates of the 4-week T-bill were very attractive, with returns as high as 5.4% APY. Before FNBO Direct launched their 6.0% APY promotional rate early last year, 4-week T-bills were my main short-term investment vehicle for the good returns and automatic investments that were very easy to manage.
However, things started [...]
4-Week T-Bill Rate Tumbled
Where should I put my money?
I was hoping that when the FNBO Direct 6.0% APY promotion ends in 10 days, I could go back to 4-week T-bills for short term investment.
Well, it looks like that’s not going to happen any time soon as the investment rate of 4-week T-bill tumbled to 4.079% APR in last [...]
4-Week T-Bill Looks Attractive, Again
It has been nearly two month since I stopped purchasing 4-week T-bill, once my favorite short-term investment, when its rate dropped below the rates from my online banks in June.
After touching the 2007 low of 4.422% APR on June 21, the T-bill has made a nice comeback in recent weeks. Yesterday’s auction set the [...]
