Bond

Pull the Plug on T-Bill Purchases

Posted by Sun on June 18, 2007 (5) Comment

I have been watching the movement of 4-week T-bill rates for a while and considering making adjustment of my investment more than a month ago, but didn’t really do I felt was the right thing to do until last night when I finally canceled all the pending purchases.
The latest auction of T-bill gave investors a [...]

Popularity: 26% [?]

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2007 4-Week T-Bill Rate Update

Posted by Sun on May 7, 2007 (3) Comment

The rates of 4-week T-bills tumbled in recent weeks, dropping nearly 50 basis points in a matter of four weeks. The investment rate from last week’s auction is 4.683%, equivalent to a 4.79% APY.

Even when factoring in the NJ state income tax, the equivalent yield is only at 5.11% APY, falling quite far behind [...]

Popularity: 21% [?]

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How to Invest in 4-Week T-Bills: The Complete Process

Posted by Sun on March 15, 2007 (33) Comment

The following questions were left at my recent post on 4-week T-bill rate:
When the 4 week period is over what happens to the money invested? Do you reinvest the money along with the interest earned ? Also what kind of tax document do they provide (1099 etc) and does that show the details for all [...]

Popularity: 84% [?]

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Year-to-Date 4-Week T-Bill Rates and Current Online Savings Rates

Posted by Sun on March 11, 2007 (7) Comment

Since the start of 2007, the rates of 4-week Treasury bill have been on the rise. Last week’s auction set the latest investment rate at 5.247% APR. If this rate is converted to annual yield, the APY is 5.376%. Since interests earned from T-bill investments are exempted from state income taxes, the equivalent yield (EAPY) [...]

Popularity: 26% [?]

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The Big Fat Check is Here and My Spending Plan is

Posted by Sun on March 3, 2007 (0) Comment

1. Boost my 4-week T-bill purchases from $12,000 a month to $24,000 a month.
The latest T-bill rate (March 1, 2007) is 5.267% APR, equivalent to a 5.40% APY. Considering that the interests earned from T-bill investment are exempted from state income taxes, the effective annual yield is as high as 5.77%, a rate that [...]

Popularity: 10% [?]

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