Investing

Lending Club Loan Default and Credit Score and Debt-to-Income Ratio

Posted by Sun on October 27, 2009 (3) Comment

In my post over the weekend, I took a quick look at Lending Club’s new statistics page. The improved web page offers potential lenders a range of tools to evaluate the overall performance and risk of lending money through Lending Club. In addition to statistics provided by LC, you can also download raw data from [...]

Categories : Alternative, Investing Tags:

Scottrade Trading Platform Review

Posted by Sun on October 26, 2009 (1) Comment

Sottrade is a online discount stock broker which offers investors, from big to small, a wide range of products and trading tools at a competitive price.
One of the online discount stock brokers I use very actively is Scottrade. When I first selected Scottrade as my broker 7 years, I didn’t not much about it other [...]

Categories : Brokerage, Investing Tags:

Lending Club’s New Statistics Page Looks Good

Posted by Sun on October 24, 2009 (2) Comment

One of the biggest challenges when investing through social lending platforms such as Lending Club is evaluating loans to minimize, but not totally avoid, risks involved in lending money to total strangers. It’s not an easy task because, though Lending Club does its job to collect and verify the data,  there’s just some much information [...]

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Learn More About Lending Club Credit Rating and Collection Process

Posted by Sun on October 9, 2009 (4) Comment

I have been using Lending Club as an alternative investment vehicle for more than half a year now. At beginning, I could only invest in LC loans through their note trading platform because of the residency restrictions. Then since last month, I began to invest directly with Lending Club after moving from NJ to VA.
Currently, [...]

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All ETF Portfolio Performance – The Power of Dollar Cost Averaging

Posted by Sun on September 28, 2009 (1) Comment

Back in August 2008, I designed a diversified, all-ETF portfolio before the collapse of Lehman Brothers triggered the huge sell-off of the stock market. The goal I had in my mind when I built the portfolio was to have a portfolio that covers a wide range of asset classes such that it gives me the [...]

Categories : ETF, Investing Tags:

Asset Allocation of Our Mutual Fund Investments

Posted by Sun on September 21, 2009 (2) Comment

I have shared the asset allocation of our mutual fund investments a few times in the past. However, as you may have noticed, I didn’t include everything in the analysis. The reasons for only looking at the allocation of mutual funds invested in our taxable accounts instead of the entire portfolio, which includes taxable accounts [...]

Categories : Investing, Mutual fund Tags:

This Is Why I Trade with Scottrade

Posted by Sun on September 17, 2009 (2) Comment

I write about Scottrade quite often here for a couple of reasons:

I have most of our investments with Scottrade, including regular brokerage account and IRA accounts;
I am happy with their customer service.

Usually customer service doesn’t play a big role when I select a bank or a broker (it wasn’t a factor when I decided to [...]

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Trade Gold and Silver with Zecco

Posted by Sun on September 15, 2009 (0) Comment

Online discount broker Zecco Trading keeps rolling out new service.
Early this year, Zecco introduced Zecco Forex Trading, a platform that allows Zecco customers to trade foreign exchanges. Now you can even buy gold and silver if you are interested in investing in precious metal, right from the Forex platform.
Gold has crossed the $1,000/ounce mark again [...]

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Invest Directly with Lending Club

Posted by Sun on September 9, 2009 (2) Comment

I have been quite active in investing with Lending Club since February. However, for months, I can only buy loans on the secondary market because of Lending Club’s residence restriction which prohibits residents of New Jersey from lending directly. Though I was able to buy some notes at discount early on, most of the notes [...]

Categories : Alternative, Investing Tags:

Lending Club $2500 Giveaway

Posted by Sun on September 3, 2009 (2) Comment

Are you using Lending Club? If not, then here’s your chance to win $2,500.
The popular peer-to-peer lending site is going to have its 25,000th investor some time this month. To celebrate this milestone, Lending Club announced yesterday that the 25,000th registered investor will receive a total of $2,500 cash from LC!
I started investing with Lending [...]

Categories : Alternative, Investing Tags:
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