Personal finance

Use Automatic Alerts to Avoid Late Fee and Returned Check Fee

Posted by Sun on November 20, 2009 (0) Comment

From the first day I had my own bank account, I have always maintained an adequate level of fund in my checking account to cover everyday expenses. Since when money goes out of and comes into the account is very predictable, I don’t have to keep a lot of my money in the checking account [...]

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The True Cost of a Coupon

Posted by Sun on November 19, 2009 (1) Comment

Like many frugal femmes, I love to clip coupons. Every Sunday I relax with a cup of tea, a sharp pair of scissors and the Sunday paper. I flip through all the coupons and clip any I see for products that I regularly use.
Recently, I’ve noticed many stores pointing consumers toward the use of online [...]

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Revolution Money To Be Part of American Express

Posted by Sun on November 18, 2009 (0) Comment

When I read the news this morning that American Express is paying $300 million to buy Revolution Money, the first thing came into my mind was “What will happen to Revolution Money Exchange once it becomes part of a big business that doesn’t usually offer free services?”
I first knew Revolution Money more than two years [...]

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Why Throw Money Away?

Posted by Sun on November 18, 2009 (7) Comment

“Are you kidding me?”
Those were the exact words I thought when my husband came home and shared with me what he saw his coworker doing. Each week she digs deep into her purse and purges it of all the loose change both in her wallet as well as the coins floating around in the bottom. [...]

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PerkStreet Checking Account $50 Bonus

Posted by Sun on November 16, 2009 (1) Comment

This is a new free online checking account offer with $50 new account bonus.
PerkStreet Financial is offering a PerkStreet Online Checking Account that allows account owners to earn cash back with their Visa debit card. Every time you use the debit card in non-PIN transactions, you can earn 1% cash back. Right now PerkStreet Financial [...]

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Prepare Now for Next Year’s Tax Bill

Posted by Sun on November 11, 2009 (1) Comment

Every year around this time you’ll hear a lot of tax experts tell you about what you need to do before the end of the year in order to manage your projected tax bill. Liquidate your flexible spending accounts. Make charitable contributions. All of these recommendations are wise.
But this year’s isn’t the [...]

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How to Open an EverBank Savings Account

Posted by Sun on November 10, 2009 (1) Comment

I have always been on the look out for better savings accounts, which are getting harder and harder to come by these days in such a low interest rate environment.  One of those accounts that had been on my radar for a long time was EverBank High Yield Money Market Account. What makes EverBank stand [...]

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Capital One Introduces InterestPlus Savings Account with 1.70% APY and Bonus

Posted by Sun on November 9, 2009 (4) Comment

InterestPlus Online Savings is an online savings account that gives you:

Get a 1.70% Annual Percentage Yield on balances of $2,500 or more.
Get a 10% bonus on your interest earned four times a year. Just open and use your Capital One credit card at least once a month or keep an average balance of $15,000 in [...]

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Is Ally Bank in Trouble?

Posted by Sun on October 28, 2009 (5) Comment

The bank itself may be not, but its parent, GMAC Financial Services, is certainly in a situation no bank wants to be in.
News came out this morning that GMAC, the recipient of billions of dollars of taxpayer money since last December, is going back to the government to ask for more money. That would be [...]

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American Express Premier Rewards Gold Card 15,000 Points Promotion

Posted by Sun on October 25, 2009 (1) Comment

Now you can earn Membership Rewards Points even faster with the American Express Premier Rewards Gold Card. The new card allows you to buy the things you need and get rewarded with the things you want at the same time.
Membership Rewards
Here’s how it works. With the AMEX Premier Rewards Gold Card, you can earn points [...]

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