401(k)

A Better Way to Invest in 401(k) and Get Better Return?

Posted by Sun on January 18, 2007 (7) Comment

I got this idea when I was visiting MoneyMonk yesterday and reading his post on saving a little more in 401(K) by contributing 20% for the first three months and 12% for the rest nine months of the year. Since I started to contribute to my 401(k) plan, I always set a fixed percentage point [...]

Popularity: 12% [?]

Categories : 401(k), Personal finance Tags: No Tags

401(k) Performance: Trader vs Rebalancer

Posted by Sun on November 15, 2006 (3) Comment

Everybody trades, more or less, and I do too. For me, most of the trades were in brokerage accounts with individual stocks. For mutual fund accounts, there were far more buys than sells. But for 401(k) account, so far there seemed to be only buys, no sells. Actually, the only activities in my 401(k) plan [...]

Popularity: 17% [?]

Categories : 401(k), Personal finance Tags: No Tags

23% Company Stocks in 401(k)

Posted by Sun on November 14, 2006 (0) Comment

My wife has been with her current company for nearly five years and her employer offers a match for the first 6% of her 401(k) contributions. The only catch is the match is given in company stocks in the form a fund. Ever since she joined the company, she maxed out every year and now [...]

Popularity: 8% [?]

Categories : 401(k), Personal finance Tags: No Tags

Am I Paying Too Much for My 401(k)?

Posted by Sun on November 12, 2006 (4) Comment

An article in yesterday's USAToday prompted to check the fees I paid for those funds in my 401(k) plan. Unlike mutual funds holding in my taxable accounts, in which I have the flexibility to choose from perhaps hundreds of funds in the same category from as many companies, the number of funds in my 401(k) [...]

Popularity: 11% [?]

Categories : 401(k), Investing, Mutual fund, Personal finance Tags: No Tags

Six Ways to Boost Your Savings by Making the Most of New Tax Law

Posted by Sun on October 27, 2006 (0) Comment

I ususally don't read very carefully the newsletter Fidelity sends to me as I see it as an advertisement. But an article in today's E-News got my attention. It's about how to take advantage of the new tax law passed in August to boost savings. Below is the summary of the article, click here for [...]

Popularity: 10% [?]

Categories : 401(k), Personal finance, Retirement Tags: No Tags