Banking
Recent Bank Findings: Provident NJ Direct 3.25% APY and Bank of America Fork 2.20% APY
Banks that pay you 3% or more APY for your money are rare these days. In fact, right now there’s only one bank as far as I know willing to give you that kind of *high-yield*. Not long ago, we had a Redneck Bank that paid an unbeatable 3.10% APY, but the bank was quickly [...]
Bank Bonus Offers from PNC Bank and Investors Savings Bank
Here are a few bonuses in case you are looking for a new checking account with cash incentive.
PNC Bank is offering a $75 bonus for a new personal checking account (Free Checking, Performance Checking, or Performance Select Checking) with direct deposit. In order to qualify for this bonus offer, you must open an account between [...]
PNC Bank Sucks
This isn’t the first time I complained about PNC Bank, with which I opened a business checking account at the end of January, but I hope it’s the last.
I heard some nice words about PNC before deciding to use it. However, my short relationship with the bank so far turned out to be a terrible [...]
Recent Bank Findings: Darby Direct 3.00% APY, Heartland Bank Direct 2.30% APY
Good bank deals are rare these days.
You are lucky if your bank pays you 3.0% or more for your money, unless you use one of those high-yield rewards checking accounts that always have a cap on how much money you can put into the account to earn the sometime 5+% yield. And, as you can [...]
Reward Checking Accounts
I wrote quite often about banking deals here, mostly high-yield savings accounts (well there probably isn’ t any real “high-yield” account any more if you look at what savings accounts are offering now) but occasionally checking accounts, because I am always on the look out for better places to park our cash. And when [...]
Can You Get a Better Rate at MoneyAisle?
Money Aisle is an online marketplace where banks compete to each other to offer better rates for high-yield savings account or CDs.
I have heard about MoneyAisle a while back, but never got a chance to check it out until recently, partly because back then I was very happy with Dollar Savings Direct’s 4.0% APY. But [...]
Bank Bonus Deals
Looking for incentives to open a bank account? Following are some bonus offers valid for this month (March 2009) only. All of them are for checking accounts though.
M&T Bank is offering $100 bonus when opening a M&T Direct Checking, Classic Checking (with interest), Select Checking or Power Checking or $25 bonus for M&T Totally Free [...]
Time to Say Goodbye to Dollar Savings Direct
After being with the bank for only half a year, I think the time to move on has finally come.
When Dollar Savings Direct was first launched last summer, it was touted as a high yield savings account from Emigrant Bank, which also owns Emigrant Direct. You may wonder why one bank wants to have to [...]
Recent Bank Findings: Redneck Bank 3.10% APY and Danvers Bank 3.00% APY
Stocks are down (another 300-point plunge of the Dow today closing below 7,000 for the first time in 13 years) and savings account interest rates are declining too. Are you wondering where to put your money these days? Treasuries are safe, but you won’t get much from buying bonds/bills unless safety is your absolute concern. [...]
Online Savings Accounts with 3+% APY
Last Friday, I received an email from Dollar Savings Direct, which currently holds most of our cash, another rate reduction notice. This time, the yield of their savings account was lowered from 3.20%, a rate that they just adopted a week ago, to 3.05%. I opened an account with DSD in November 2008 after monitoring [...]



