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Credit cards

Time to Put the New Card into Business

Posted by Sun on February 21, 2007 (6) Comment

the 0% balance transfer business, that is.
Last month, I applied and was approved for a new Citi PremierPass credit card. I usually don’t (in fact never) try to get a card that carries annual fees, but the promotion for this card was too generous to pass over: no annual fee, 15,000 bonus ThankYou points, [...]

Categories : Credit cards, Personal finance Tags: No Tags

State of My Credit Cards: Use Them, but Responsibly

Posted by Sun on February 7, 2007 (11) Comment

The last time I checked my credit score was last June and it was 699, largely due to the more than $50,000 0% balance transfers I put on four cards. At that time, I used FICO’s Score Simulator to estimate what my score will be if I pay off all the balances by the end [...]

Categories : Credit cards, Personal finance Tags: No Tags

Citi Elite PremierPass Card Received

Posted by Sun on February 3, 2007 (4) Comment

A little over a week ago, I applied a Citi Elite PremierPass credit card after seeing some discussion on FatWallet forum. What interested me were

the promise of no annual fee, which is usually $75,
15,000 bonus points after 1st purchase, and
0% balance transfer for 12 months

At the time when I applied for the [...]

Categories : 401(k), Credit cards, Personal finance Tags: No Tags

Credit Card Companies’ Evil Tricks

Posted by Sun on January 26, 2007 (0) Comment

A couple of days ago, I read an article on MSN Money with the title “Credit card companies’ evil tricks.” The article is interesting because it reveals what the author, Liz Weston, considers as “foul play” between credit card companies and us, the card holders.
Here’s the summary from the article. For details, use the above [...]

Categories : Credit cards, Personal finance Tags: ,

Citi PremierPass Card with No Annual Fee*

Posted by Sun on January 25, 2007 (1) Comment

This deal is from FatWallet. It seems to be a good deal, with the only question being whether the fee is waived permanently or only for one year. If this is a concern, you can always cancel the card after getting the bonus points. The fine print says the balance transfer is good within 12 [...]

Categories : Credit cards, Personal finance Tags: No Tags
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