Credit card

A Costco Reward Gift That’s Nice to Have

Posted by Sun on May 18, 2009 (6) Comment

Last Friday we received a membership renewal letter from Costco. Together with the notice is a $64.86 reward gift check from Costco. As a Costco Executive Member, we are able to enjoy the 2% cashback for shopping at Costco and the reward check is what we have accumulated last year, which also means that in [...]

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Credit Cards with Sign up Bonus

Posted by Sun on May 9, 2009 (1) Comment

A quick summary of credit cards that currently offer incentives:

Starwood Preferred Guest Card from American Express 25,000 Starpoints: Open a Starwood Preferred Guest Card and get up to 25,000 bonus Starpoints that can be redeemed for airline tickets, hotel stays, or room upgrade. $45 annual fee is waived for the first year. Find out more [...]

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Consumer Friendly Credit Cards

Posted by Sun on May 8, 2009 (3) Comment

The new credit card regulations that aim to rein in excessive, and sometimes abusive, practices by credit card companies won’t take effect until July 2010. Congress is proposing a new legislation that will further regulate the credit card industry, protect consumers, and, hopefully, speed up the implementation of the new rules passed by federal agencies [...]

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Discover Card $30,000 Paperless Statements Sweepstakes

Posted by Sun on May 7, 2009 (3) Comment

Are you still receiving paper statements from your banks, credit card issuers, or phone companies?
Since I do transactions, such as checking account activities, paying bills, and transferring funds, I want to eliminate paper statements all together if I can because there’s nothing on the paper that I can’t find online. So there’s just no reason [...]

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Citi PremierPass Card 20,000 ThankYou Points Promotion

Posted by Sun on April 22, 2009 (3) Comment

Over the past several years, I have acquired a couple of travel rewards credit cards, including AMEX Delta SkyMiles Card, Discover Miles Card, and Citi PremierPass Card. Though I don’t travel a lot, I’d like to have a card that gives better rewards for travel than a everyday card like the Fidelity 529 Card I am [...]

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Random News: Best Toilet Paper, Bank of America Credit Card Rate Hikes, and (Vehicle) Size Does Matter

Posted by Sun on April 14, 2009 (2) Comment

There’s an article on Consumer Reports website last week with the organization’s latest test results on toilet papers (which will also appear in the May issue of Consumer Report magazine). The article has some interesting findings that could affect which brand we will buy in the future.
We have been using Scott 1000-sheet single ply paper [...]

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Closed a Bunch of Credit Cards

Posted by Sun on April 6, 2009 (7) Comment

After having been mostly in the credit card accumulation mode for years, it seems that the time to cut down my “holdings” has finally come. The main reason that I probably will never use some of the cards again because they don’t offer any reward that’s better than those cards I am actively using now. [...]

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My Old Credit Cards

Posted by Sun on April 2, 2009 (4) Comment

Whenever you receive a replacement credit card, the issuer always asks you to destroy the old card, like cut it in half, so the old card can no longer be used. Do you always follow what you are told to do?

I don’t know about you, but I never destroyed a single card and never thrown [...]

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UPromise Card Improves Rewards Program and Offer $25 Bonus

Posted by Sun on April 1, 2009 (10) Comment

Early last week, I received my brand new UPromise Credit Card from Bank of America. The look, however, isn’t the only change that was made after UPromise switched the card’s association from Citibank to BofA. The rewards program itself also got an upgrade.
I have been a UPromise credit card member since 2002, using it to [...]

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Citi Launched New Forward Visa Card: Get Rewarded for Keeping a Good Credit

Posted by Sun on March 4, 2009 (17) Comment

This could be a hot credit card.
Citibank launched a brand new credit card today, called Forward Visa Card, which the bank claims will “help you see rewards of maintain healthy credit.” After a quick glance, it does seem to be a very rewarding card because card member will not only enjoy rewards (in ThankYou Points) [...]

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