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Bank of America May Have Removed Balance Transfer Fee Cap

Bank of America is one of my main sources for credit card arbitrage (the other one is Chase). Though I have only two cards with them and they are both more than 5 years old, I constantly got 0% balance transfer offer in the mail with no or very little fee. I don’t really know […]

The Credit Card Arbitrage Game: Making Money from Balance Transfer

A couple of days ago, I received an email from Mike regarding my credit card arbitrage:
I was just wondering how you were able to get 100 K onto your credit cards (cash advances??) … I transfer every $ from my credit card bills (i buy everything i can with credit) to a 0% card then […]

Factors Affect Credit Score Negatively

Yesterday, I posted an entry on credit score with a couple of items that I feel are important in getting a good score from my own experience. Last night at home, I went through several credit reports with credit score I obtained in the past few years, trying to find out what I have done […]

(Not Exactly) The Price of Credit Card Arbitrage: Marching toward 800

The last time that I checked my credit score was in February when I almost didn’t have any borrowed money from credit cards. When I saw my FICO score from Experian at 769, it was really a pleasant surprise because it was the highest score I have ever had.
Since then, I have done quite a […]

The Frustration with AMEX Continues

Ever since I discovered the mysterious charges on my AMEX TrueEarnings card in February, I called American Express almost on a monthly basis: to get a refund of the unauthorized charge and check the status of the investigation I was promised for. I got the refund every time I called, but the investigation seemed […]

Fidelity 529 College Rewards American Express Card $25 Bonus

Fidelity 529 College Rewards American Express Card is now offering $25 statement bonus after making the first eligible purchase with the card.
I have been using the 529 rewards MasterCard since March 2006 and it actually is my every day card. The 2% rewards on every purchase beat all the rewards programs I have from other […]

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