Credit card
SmartMoney: 10 Things Your Credit Card Companies Won’t Tell You
SmartMoney yesterday published an article on 10 practices that credit card companies use to get more money out of us, their customers. Even though some of them, such as universal default and two-cycle billing, will be banned when the new credit card rules take effect, which is still more than a year away, we should [...]
Paid off My Last 0% Balance Transfer
And it could be the end of my credit card arbitrage game.
I applied and was approved for a Citi Driver’s Edge card in early 2008. The reason for me to get that card wasn’t for the rewards it offers, but solely for the purpose of getting an interest free loan from the card and using [...]
Discover Escape Card 25,000 Bonus Miles Promotion
Discover is offering a new travel rewards credit card, the Escape Card by Discover, with 25,000 bonus miles. The new Escape card has some very attractive features for people who not only travels a lot but also want to earn rewards faster. The card rewards card members with Double Miles for every dollar you [...]
Where You Shop Could Hurt Your Credit Score and Credit Limits
Yes, that sounds unbelievable (I thought only payment history, utilization ratio, credit length, etc, determine credit score), but it could actually happen.
Watch this video on Good Morning America yesterday first if you missed the show on TV.
Kevin Johnson, who, at 29 years old, is the CEO of a PR firm in Atlanta and has an [...]
Can Debit Cards Protect Consumers against Fraud?
When the RevolutionCard was first introduced in September 2007, I took a look at the card’s advertised features, which include PIN based transactions, but didn’t really feel how that measure can prevent fraud. I prefer signing the transaction to using a PIN, even though almost nobody actually checks the signature. Still, I want a *proof* [...]
Requested My $250 Chase Freedom Card Cash Check
Yesterday, when I was doing my spending analysis, I noticed that my Chase Freedom Card has already accumulated more than $200 in rewards. I got the card almost two years ago and redeemed my first $250 Freedom cash check in June 2007. As you know, Chase Freedom Card has been one of my favorite since [...]
QuickBooks Pro 2009 FREE after Rebate at Staples Today Only
Are you a small business owner who do your own accounting?
If you are, then you may want to check out this free offer from Staples: QuickBooks Pro 2009 FREE after rebate at Staples. The QuickBooks Pro edition is designed for businesses with more advanced accounting and finance requirements. With QuickBooks Pro, you can
Manage accounts payable [...]
Difference Between a Debit Card and a Credit Card
For those who have followed this site long enough, you know I am a credit card person. Though I have a Bank of America Check Card in my pocket all the time, I only use it to withdraw cash. But I am not paying my purchases with cash, nor with a debit card. I use [...]
Highlights of New Credit Card Rules
Today is the day when federal agencies, including the Federal Reserve, the Office of Thrift Supervision and the National Credit Union Administration, vote on credit card reforms that ban some credit card companies’ aggressive practices. Among the agencies, the Office of Thrift Supervision was the first to approve the final rules that prohibit savings associations [...]
Tips To Boost Your Credit Score and Stay On the Top
Credit score is a three–digit number generated on the basis of your credit report. Most of the lenders judge the financial stability of a person through their credit scores. A FICO credit score ranging within 720 to 800 is considered to be a good credit score. A high credit score will help you to avail [...]
