Credit card

Costco AMEX TrueEarnings Card to Offer 3% Cash Back for Gas

Posted by Sun on January 31, 2008 (6) Comment

I usually don’t read too much the Costco Connection magazine I received every month as part of the benefit of being an Executive Member, because more than half of the magazine are ads while the rest are articles about stuff Costco offers . But a piece in the February issue did get my attention last [...]

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Free iPod Shuffle with an Approved Discover Card Application and a Purchase

Posted by Sun on December 26, 2007 (3) Comment

Don’t have an iPod yet? You can get one for free if you apply and get approved for a Discover More Card and use the card to make a purchase.
MyEasyRewards.com is now offering a free iPod Shuffle upon approval and activation of a Discover Card. From the offer website, the whole process takes three steps:

Register [...]

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Should We Pay off Our Car Loan?

Posted by Sun on December 13, 2007 (15) Comment

The Federal Reserve just cut interest rate again and banks will soon, if not already, follow suit to lower their savings accounts’ rates. And according to some experts, such as PIMCO’s Bill Gross, the current rate reduction cycle is far from over, which means interest rates from banks are heading no where but south in [...]

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Closing One More Credit Card

Posted by Sun on December 10, 2007 (3) Comment

I just shrank my wallet by one more credit card as part of my effort to simply our finance
Back in July 2006, I applied for a Discover Miles card for the purpose of using its 12-month 0% balance transfer. Ever since I got the card, I haven’t used it for anything else, though [...]

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Chase Freedom Card $100 Bonus

Posted by Sun on November 17, 2007 (4) Comment

Chase Freedom card is now offering a $100 after opening a new card and making the first purchase.
I applied for this card in March was the bonus was $200 and my account was credited $200 less than 2 months after I used the card to make a small purchase. I was a little skeptical initially [...]

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CardIt: Too Much for Paying My Mortgage with Credit Cards

Posted by Sun on November 14, 2007 (10) Comment

I am a credit card person. If possible, I will use credit cards to pay everything so I earn rewards for the money that I have to spend anyway.
Half a year ago, American Express announced that it will let members make mortgage payments with AMEX cards. The news generated quite some buzz as it marked [...]

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American Express, I am Disappointed!

Posted by Sun on October 15, 2007 (16) Comment

It has been more than two months since I last called American Express about the unauthorized charges on my AMEX Costco TrueEarnings card and longer than the 8-week investigation period that I was promised. I was hoping the outcome of the investigation could resolve the problem which has been dragging on for nearly [...]

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A RevolutionCard That’s not so Revolutionary after all

Posted by Sun on September 25, 2007 (8) Comment

If it wasn’t an article on USA Today yesterday, I probably won’t even know there’s a new kind of credit card on the market on September 24, 2007.
RevolutionCard is the name. However, after going through what the new card offers, I found that it’s basically a PIN-based credit card that doesn’t emboss account number and [...]

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Chase Freedom Card Rewards Program Updates

Posted by Sun on September 19, 2007 (10) Comment

One of the best deals I ever got from a credit card was the $200 bonus offered by Chase Freedom card back in March. I not only received $250 free money from the card after a purchase was made, but also took advantage of their 0% APR promotion with a huge balance transfer. Despite these [...]

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Consumer Reports Best & Worst Credit Cards

Posted by Sun on September 17, 2007 (7) Comment

In the October issue of Consumer Reports, the magazine rated some credit card issuers based on user experiences on the company’s customer service, fees, and interest rates.

Of some 21 issuers surveyed in their study, USAA Federal Savings, a credit union for military personnel and their family members, ranked the highest customer satisfaction, followed by Naval [...]

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