By Sun on Mar 27, 2007 in Credit cards, Personal finance | 6 Comments
I have done a number of 0% balance transfers using my Citi cards in the past four years, and all of them were fee-free: I paid absolutely nothing for the free loans, including the latest BT from Citi PremierPass card. Though the card carrier says there’s a maximum fee of $250, my statement tells me […]
By Sun on Mar 26, 2007 in Credit cards, Personal finance | 4 Comments
As I expected, another charge of $37.90 from Netherlands appeared on my AMEX Costco card when I checked my statement line-by-line over the weekend. It has been more than a month since I reported similar charges to American Express and except a letter acknowledging my report and assuring me an investigation is underway, I haven’t […]
By Sun on Mar 23, 2007 in Credit cards, Personal finance | 7 Comments
Yesterday I got a couple of convenient checks from Bank of America. Together with the checks is a letter saying that I can use the check to make balance transfer which has a promotional rate of 0% APR till November 2007. That sounds a good deal as I have $14,500 credit line with the card […]
By Sun on Mar 14, 2007 in Credit cards, Personal finance | 5 Comments
Though this card doesn’t offer 0% APR balance transfer, the $250 bonus is just hard to resist. In addition, it also has another benefit that’s very appealing to me: 3% cashback for purchases made at grocery stores, gas stations, and quick service restaurants. Currently, the best rewards program I have is with my Fidelity 529 […]
By Sun on Mar 8, 2007 in Credit cards, Personal finance | 3 Comments
If you have a home loan with Countrywide, then this credit card may be right for you.
The Countrywide Visa Rewards card, issued by FirstUSA, has the following features:
No annual fee
Earn 1 point for every $1 spent in card purchases and interest
Introduction 0% fixed APR for up to 12 months (balance transfer fee: 3% of the […]
By Sun on Feb 28, 2007 in Travel, Credit cards, Personal finance | 0 Comments
The mail I received yesterday from Discover regarding the Discover Miles reward program says starting April, card members can enjoy more benefits with the “completely redesigned” reward program. The card, renamed to the Miles by Discover Card, will offer more flexibilities for cardholders to earn and spend the rewards. Here’s a comparison between the old […]