The Sun's Financial Diary

Since last December, I kept getting a $37.90 charge on my American Express TrueEarnings card. The charge was from an internet payment company in Netherlands for a monthly subscription fee. After I noticed it in February, I called AMEX immediately to report the unauthorized use of my card and was told there will be an [...]

I got two new credit cards , but I really didn’t apply for any of them .
Last night I received two new credit cards in the mail. One is from Bank of America and the other one is from Lowe’s. They are both replacements of the cards I already own. However, [...]

A couple of days ago CNNMoney has an article with a list of seven credit cards that give cardholders generous rewards (well, that’s just relative to the 1% reward that I can pretty much get from any card). Out of the seven cards mentioned in the article, I own two of them, Discover Miles card [...]

News is out this morning that American Express (announcement from AMEX) will soon allow its card members to pay monthly mortgage with AMEX cards and earn rewards at the same time.
According to MarketWatch,
American Home Mortgage Corp. will be the first lender to offer the Express Rewards Mortgage program for eligible prime loans. American Express Cardmembers [...]

Last night when I was checking my Discover card statement, I browsed their site and found a new card they are offering: the Discover Motiva Card. I don’t know exactly when this card was first available, but since I didn’t notice it last time I checked my account early this month, I guess it’s fairly [...]

I recently received a notice from Citibank regarding upgrading my Dividend Platinum card to Dividend World MasterCard. Among the changes that come along with the new card, the “No Pre-Set Spending Limit” is one features I don’t have with any of my existing cards.
At first, I thought it’s pretty cool to have a card that [...]

Notice in the mail from Citi says that my now little used Citi Dividend Platinum card is being upgraded to Dividend World MasterCard. After the upgrade (well, I don’t expect them to call any change “downgrade” even if it turns for worse like last time what FIA did on Fidelity 529 cards), the card essentially [...]

Here’s another bonus offer from Citi card.
Apply for a Citi Professional Card and get 10,000 bonus ThankYou Points after your first purchase that can then be redeemed for a $100 gift card.

Get 3 ThankYou Points for every dollar you spend at restaurants, gas stations, on auto rentals and at certain office supply merchants.
Get 1 point [...]

Last night when I called American Express to dispute the seemingly never ending charges on my Costco card from Netherlands (yes, it came again and AMEX only told me to be [more] patient after 8 weeks of investigation), I took the first step toward simplifying our finance by asking AMEX to close one of my [...]

I got this email from a reader this morning regarding Chase business card:
I have received multiple pre-approval letters from chase for a business credit card. 3% cash back at home improvement centers, 3% cash back at restaurants, 3% cash back at Staples and such. Being a new home owner the lure of 3% [...]