Personal finance

FNBO Direct Followed Suit, Up Interest Rate

Posted by Sun on June 9, 2008 (3) Comment

After having been cut rates continuously since last September when the Federal Reserve began the current rate reduction campaign, some banks seem to start to reverse course in order to compete for our money even when the Fed is idle.
Since April, E-Trade Financial and HSBC Direct each bumped up the interest rate of their savings [...]

Categories : Banking, Personal finance Tags: , , ,

HSBC Direct Bumps Up Rate: 3.50% APY

Posted by Sun on June 4, 2008 (4) Comment

I almost forgot I still have a HSBC Direct account until I received an email notice this Monday from HSBC regarding the change of their HSBC Direct Online Savings Account rate. The new rate, effective June 2, is 3.50% APY with no minimum balance requirement (well, technically you do have to have at least $1 [...]

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T-Mobile Insists on Charging me 15 Cents for Going Paperless

Posted by Sun on June 2, 2008 (7) Comment

and I told them screw it.
As I mentioned when I switched to electronic trade notification and statement with Zecco early last month, I want to get rid of all the paper statements before I have no use of them. Since most services I am using, whether it’s a bank, a broker, or a credit card [...]

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New Rule Opens Door for Online Real Estate Brokers

Posted by Sun on May 28, 2008 (2) Comment

and home buyers could save hundreds or thousands of dollars on commissions as online real estate brokers can compete with their local counterparts more effectively.
The Justice Department yesterday announced that it has reached a tentative settlement with the National Association of Realtors on an antitrust lawsuit that accused NAR of discrimination against online real estate [...]

Categories : Personal finance, Real estate Tags: , ,

Save Money on Gas by Changing Driving Habit?

Posted by Sun on May 27, 2008 (4) Comment

I have two gas station receipts in my hands: one from last Monday and one yesterday. They are both from the same gas station where I always fill up my car on my way to work every week. On these two receipts, in addition to the ever-increasing gas price, which has gone up from [...]

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