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Personal finance

Did You Splurge?

Posted by Sun on July 30, 2008 (3) Comment

So the economy is pretty bad and families are struggling to make ends meet, but many people still splurged.
Last week, HSBC Direct released a consumer survey of 1,000 U.S. households on their spending in June. The results show that, despite the financial hardship caused by the economy, more than 40% of the respondents admitted that [...]

Categories : Personal finance Tags: , ,

IGoChecking, IGoBanking’s Checking Account, Offers 2.65% APY

Posted by Sun on July 26, 2008 (3) Comment

IGoBanking is one of the online banks that I used quite often in the past, until recently I switched to Capital One/FNBO Direct because IGoBanking’s rate, at 3.28% APY, is no longer attractive comparing to others.
Early this week, I received an email from IGoBanking, introducing me their IGoChecking checking account. Key features of the new [...]

Categories : Banking, Personal finance Tags: , ,

A 250,000,000 Dollar Bill

Posted by Sun on July 24, 2008 (2) Comment

I was browsing Wikipedia today and noticed an article Zimbabwean dollar. Then there’s an image of a $250,000,000 Zimbabwe bearer cheque.

Right, that’s $250 million dollars!
With monthly inflation rate at 1,063,572.6% in May, no wonder they need a huge bill.

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HSBC Direct 3.50% APY Promotion Extended

Posted by Sun on July 24, 2008 (3) Comment

HSBC Direct is extending its 3.50% APY promotion by one more month. Are you in?
In early June, HSBC Direct rolled out a promotion for its online savings account with 3.50% APY. While the rate was decent, it’s only good till August 15, that’s less than one and a half months. I don’t really know how [...]

Categories : Banking, Personal finance Tags: , ,

Need a Budget? Google Can Help

Posted by Sun on July 24, 2008 (8) Comment

I don’t budget. Not that it’s bad or useless or anything, but because I don’t think it’s necessary for me. If the purpose of budgeting is to have spending under control and live below my means, then I am there already. Sure budgeting can help, but I don’t know how much improvement I can get [...]

Categories : Personal finance Tags: , ,
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