Personal finance

Chase Amazon Visa Card Is Getting Better

Posted by Sun on August 22, 2009 (5) Comment

I just received a letter from Amazon.com which informs me that my Amazon.com Rewards Visa Card is being upgraded to Amazon.com Rewards Visa Signature Card with Signature benefits.
I got the card in 2006 when I started to make more and more purchases at Amazon.com. I thought getting the card makes sense for the 3% cashback [...]

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EverBank Money Market Account Opened

Posted by Sun on August 20, 2009 (2) Comment

a long time ago.
When I updated our July net worth early this month, I mentioned that I opened another savings account. That’s was barely one month after I got an account from Ally Bank. The reason is that I became extremely disappointed by Ally Bank, not only because of all the troubles I had with [...]

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AMEX To Raise Late Fee and Rates on My Cards

Posted by Sun on August 17, 2009 (5) Comment

I usually don’t pay too much attention to mails credit card companies send to me because, being very careful with my credit, I have largely stayed out of trouble with credit card companies. Most of the time, I don’t even read those letters that come with account policy or agreement changes. They just don’t concern [...]

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Citi Private Pass Offers $5 Tickets for Cardholders

Posted by Sun on August 5, 2009 (0) Comment

Since I am a Citi cardholder, I occasionally get promotional offer from the bank, offers on credit card and banking products. Recently, they sent me a promotion for cheap concert tickets this summer through Citi Private Pass. I myself is not a fan of music, but I thought I’d pass this promotion along to those [...]

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Cash for Clunkers Calculator

Posted by Sun on August 1, 2009 (2) Comment

I didn’t pay much attention to the “Cash for Clunkers” program (the Car Allowance Rebate System (CARS) program) because my 2000 Honda Accord is still in pretty good shape (though it has more than 115K miles on it already) and I have no plan to replace it. However, with so much talk about it, I [...]

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Stretching An Entry Level Salary As Much As Possible

Posted by Sun on July 31, 2009 (3) Comment

It’s not a secret that entry level salaries aren’t the greatest paying, but college graduates still need to survive and somewhat enjoy their lives. This is why I really wanted to write about how college graduates can stretch their entry level salary as much as possible. Don’t worry because today I [...]

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Stress Testing Your Budget: How to Stay Strong in Tough Times

Posted by Sun on July 24, 2009 (1) Comment

Money can be stressful. From earning to managing to spending, money consumes a large part of our lives and can even define how we feel about ourselves and how others view us, and that is during good economic times.
When times turn tough, any little cracks in our money handling run the risk of becoming giant, [...]

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Discover Current Prepaid Card $5 off Promotion

Posted by Sun on July 22, 2009 (1) Comment

Early this year, Discover introduced a new prepaid debit for teenagers, the Discover Current Card. Even though the Current card is designed specially for teens, it gives their parents a great deal of control on the way their children use the cards. The goal is by using this card, parents and teens can work [...]

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Virginia Offers Small Loans to State Employees

Posted by Sun on July 16, 2009 (1) Comment

but they will come a rather heavy price.
Since now I am working in the DC area and will soon be a resident of Virginia, I started to tune my radio to news stations in this area. Early this week on my way back from work, this piece of news got my attention. Virginia Governor announced [...]

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Issues with Ally Bank

Posted by Sun on July 14, 2009 (19) Comment

I have talked about Ally Bank quite a lot recently, from my decision to open an account with the bank, to troubles when trying to get a second account, to eventually leaving the bank after only two weeks. It wasn’t a good experience for me, even though initially I thought I could use Ally Bank [...]

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