Personal finance
Virginia Offers Small Loans to State Employees
but they will come a rather heavy price.
Since now I am working in the DC area and will soon be a resident of Virginia, I started to tune my radio to news stations in this area. Early this week on my way back from work, this piece of news got my attention. Virginia Governor announced [...]
Issues with Ally Bank
I have talked about Ally Bank quite a lot recently, from my decision to open an account with the bank, to troubles when trying to get a second account, to eventually leaving the bank after only two weeks. It wasn’t a good experience for me, even though initially I thought I could use Ally Bank [...]
Time to Dump Ally Bank
I decided to end my short relationship with Ally Bank, though not completely.
For the two weeks that I banked with Ally, I felt very disappointed about the bank, not only because the trouble it caused during the process when I was opening my second CD account last week, which is very discouraging, [...]
What a Mess!
This is ugly! Actually it’s much uglier than I first thought.
Last Thursday, I opened an Ally Bank 9-month No Penalty CD account. However, due to some errors in the process, I ended up opening two accounts, not just one as I wanted, each with an initial deposit of $56,000. Since I don’t have that much [...]
optionsXpress Platinum Visa Card Offers 12-month 0% Balance Transfer
Nowadays, you won’t find many credit card issuers who are willing to give you 12 months of free loans (0% APR for 12 months) and even if there are card companies can give you 0% APR for 12 months, they usually charge at least 3% if you use the card to make balance transfer (the [...]
Ally Bank Accounts Fully Functional, But …
I just had an argument with the bank that doesn’t make me feel very comfortable.
When I opened Ally Bank accounts last week, I deposited only $1,000 in the 9-month No Penalty CD account. That’s just the initial deposit that I plan to add more to later after the account is set up (it doesn’t make [...]
Ally Bank Online Savings Account Opened
Well, I finally pulled the trigger to open an Ally Bank Online Savings Account and a 9-month No Penalty CD Account, after mulling the idea for weeks but only watching the rates slipping further and further. Had I opened the account when I first discussed Ally Bank’s products at the beginning of the month, I [...]
I Hate IGoBanking
It looks like I made a big mistake about two months ago when I moved all my money from Dollar Savings Direct to IGoBanking.
I have left IGoBanking a long time ago, but moved back in April after seeing their actually increased the rate of their savings account from 1.85% APY to 2.12% APY, the highest [...]
Alternatives to MS Money
Early last week, Microsoft announced that Microsoft Money Plus will no longer be available for purchase after June 30, 2009 and all purchased Money Plus products must be activated before January 31, 2011. The software maker cites the change in the market where banks, brokers, even third parties have started to offer their customers free, [...]
Did TurboTax Mis-calculate My Recovery Rebate Credit?
It never makes me feel good when receiving a letter from the IRS because most of the time, it’s not going to be a good news (luckily I haven’t got into any trouble with the IRS so far). So when I saw the letter from IRS in my mailbox today, I was first kind of [...]
