Personal finance
Chase Introduces Ultimate Rewards
A couple of days ago, I read an article on the Wall Street Journal about a new credit card rewards program Chase has just launched. The new program is called Ultimate Rewards, similar to Citibank’s ThankYou Network program and American Express’s Membership Rewards program. Basically, cardholders earn rewards points when using participating Chase credit cards [...]
Ally Bank Made Significant Rate Changes
People always say good things will come to an end, but for Ally Bank, the good things lasted too short and the end came a little too fast.
Just two days ago, I praised Ally Bank for offering very attractive rates for its products, including savings account, money market account, and CD, when the trend for [...]
EverBank Raises Money Market Account Bonus Rate to 3.01%
EverBank, one of the banks that I talked about quite often here, has increased its bonus rate for its Money Market Account from 2.51% to 3.01% this week. The bonus rate is good for the first three months after the account is opened and funded. The current rate after the introductory period is 1.83%.
EverBank has [...]
Ally Bank, Formerly GMAC Bank, Has Good Rates
Is the Fed Going to Determine Savings Account Interest Rates?
Do you still remember to what happened to Washington Mutual last year?
On September 22, 2008, WaMu surprised many people by offering one of the highest interest rates for its savings account. At 4.0% APY, the yield was very attractive and competitive. However, that didn’t last long. On September 25, WaMu was closed by the Fed [...]
Credit Cards That Let You Invest Cash Back
I have heard some rumors that Chase no longer gives 3% cash back to Freedom Card holders for shopping at gas stations and grocery stores. I haven’t got the notice from Chase myself yet and my latest statement on May 13 still shows 3% cash back for every $1 of eligible purchases made at gas [...]
Some Bank Bonus Offers
These $100 bills look good. You know you can get one of them by getting a bank account.
Right now, there are a couple of banks offering $100 bonus when you open open a checking account with them.
Chase Checking Account $100 Bonus
Open a Chase Checking Account before June 23rd and get $100 bonus when you set [...]
What The CARD Act of 2009 Means to You
The U.S. Senate overwhelmingly passed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 yesterday. The House, already passed its own version of the bill last month, also voted 361 to 64 today to wrap up the legislation. Now the bill is sent to the President for his signature to become a law, [...]
A Costco Reward Gift That’s Nice to Have
Last Friday we received a membership renewal letter from Costco. Together with the notice is a $64.86 reward gift check from Costco. As a Costco Executive Member, we are able to enjoy the 2% cashback for shopping at Costco and the reward check is what we have accumulated last year, which also means that in [...]
Why You Need To Become a Real Estate Investor
Real estate investing is one of the fastest growing industries in the world today. Though to a substantial extent the global economic recession has hit the industry, the future looks bright and thus as a real estate investor, you stand to continue gaining in the long term. In fact, some wise sage said that in [...]


