The Sun's Financial Diary

I can't believe it took more than two months to transfer my IRA assets from Scottrade to Vanguard.
Last night, I finally received the confirmation letter from Vanguard, saying that the transfer is now completed and my Vanguard account is ready. The assets were moved to Vanguard on December 8th, two months and eight days [...]

I have four online savings accounts already (all join accounts with my wife): ING Direct, Emigrant Direct, HSBC, and Virtual Bank. ING Direct used to have all my deposits when it offered superior rates than other online banks did. Now it fell far behind with a 4.50% APY. At one time early this year, I [...]

Morningstar.com today has an article on the performance of 20 largest stock fund firms. The stock funds mainly invest in domestic stocks and one firm may have multiple offers in this area. If that's the case, the author noted that the performance of all these funds may approach average as it's difficult for all of [...]

This is yet another interesting story I found on Kiplinger. The author, Janet Bodnar (author of the book Money Smart Women) highlights some key differences between men and women when it comes to investing, managing their money, and being financial independent:

Women often have doubts about their ability to invest. Thus, many either don't invest at [...]

Got this in the email.
Use this link to open a Citibank e-Savings account (which currently pays 5.00% APY) before December 31, 2006 and get $25 in your account within 90 days. The fine print in the email says:
$25 offer is only available for first-time Citibank deposit (checking or savings product) account customers, and will be [...]

Capital One's "What's in your wallet?" commercial already made me sick (that's why I don't have any their no-hassle card), this story on MSN Money about Capital One's dirty trick to collect more fees disgusted me even more.
When Brad Kehn received his first credit card from Capital One Financial in 2004, it took him only [...]

Actually, I never knew such thing as identity-theft insurance till today when I read an article on MarketWatch.com, which named ID theft insurance "Stupid Investment of the Week." Though a little surprised, it isn't that hard to imagine why such products exist: there must be demands. After all, we insure everything deemed valuable: life, health, [...]

Kiplinger yesterday has an article which offers five simple ways to reduce debt. What’s new in the article is that the author categorized student loan as “good debt” because the money you borrowed was used for a good endeavor: getting a higher education and a good-pay job, which eventually will help you build your personal [...]

United Health Foundation released its 2006 edition of America's Health Rankings, a state-by-state ranking combines "the result of our personal behaviors, the environment of the community in which we live, the clinical care we receive and the policies and practices of our health care and prevention systems".  According to United Health Foundation, the [...]

Fidelity’s myPlan is a simple retirement calculator which estimates the retirement assets based on your current age, annual income, and monthly saving rate. There are five simple questions to begin the asset projection:

How old are you?
How much do you make per year?
How much do you save so far, including everything you saved for retirement such [...]