Personal finance
New Citi Dividend Card Reward Program Starts Today
Just a reminder if you are still using your Citi Dividend card. The downgraded version of the reward program starts today, October 13th. From now on, you will earn:
2% cash back on purchases made at supermarket, drugstores, and gas station;
2% cash back or more at convenience stores and for electricity, gas, water supply, refuse [...]
A 8-Step Course for Your Personal Finance from CNNMoney
As we entered the last quarter of 2006, there are some articles recently offering advices on how to get your personal finance in order at the end of the year and be prepared for 2007. For me, there are at least three things I plan to do for our investments before year end:
Rebalance both taxable [...]
Get Your Website In 48 Hours
Yes, in 48 hours, you could have your own website up and running!
For people who have brilliant ideas that they want to market but with limited knowledge about internet, building their own websites pose huge challenges. Often times, the dream of owning their own online business was put off because of the seemingly unsurpassable obstacle [...]
And That’s Another Reason You Shouldn’t be Late
in paying your credit card bills.
According to a Reuters article, The General Accountability Office (GAO)’s report released today found that the average financial charge for a late credit card payment jumped from $13 in 1995 to $34 in 2005, an increase of 115%, and the highest charge is $39. The fees for over the limit [...]
Open a BoA WorldPoint Platinum Credit Card and Get a 1GB iPod Nano
In addition to the 1GB Nano, Bank of America has a credit card offer that also include
$50 Statement Credit after qualifying transaction(s)
0% balance transfer for one year
To receive the free iPod, you have to
use your new account within 90 days of the date the account is opened by Bank of America to make any [...]
For One-Year 0% BT, I only Got Ten Months
I applied a Discover Mills Card back in July, which offers 12,000 bonus miles, fee-free 0% balance transfer for one year, and additional 1,000 monthly bonus miles for 12 months with any purchase charged with the card (BTW, the offer is still valid). Immediately after receiving the card, I called Discover to confirm the one-year [...]
BoA Offers $0 Trade for Combined Asset of $25K or more
Have an equity account and want some free trade?
Bank of America is now offering $0 equity trade for customers with $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs.
Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a [...]
The Best of 2006 from Kiplinger
In the October issue of Kiplinger’s Personal Finance, they have a list of The Best of 2006, which covers stocks, mutual funds, tools, services, insurance, travel, and shopping. I may not agree with some of their choices, but it’s always good to know that there are other good resources out there in addition to what [...]
Reminder: Free Financial Advice Tomorrow, October 6th
This is just to remind you that tomorrow, October 6th, there will be another session (the last of two) of financial assistance on retirement planning, sponsored by Kiplinger's Personal Finance and NAPFA. The advice is free via the toll-free number (888) 919-2345.
According to Kiplinger, more than 1300 people participated the first event on September [...]
How much Property Taxes Do You Pay?
According to The Tax Foundation, New York and New Jersey top the list of median property taxes in the nation. The 15 counties with highest property taxes are:
Westchester County, NY – $7,337
Nassau County, NY – $7,025
Hunterdon County, NJ – $6,988
Bergen County, NJ – $6,846
Essex County, NJ – $6,642
Rockland County, [...]
