The Sun’s Financial Diary

Bank of America is expanding its $0 trade program to Alabama, DC, Florida, Georgia, Maryland, North Carolina, South Carolina and Virginia, according to Reuters. Customers who have $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs, can get up to 30 free trades per month. The bank also [...]

The next key for you to be successful in investing is to have a good judgment between the return you expect and the risk you are willing to take in order to reach your investment goals.
In the third segment of the Kiplinger's "The Five Keys to Investing Success" series, the author made the argument [...]

An article in yesterday's USAToday prompted to check the fees I paid for those funds in my 401(k) plan. Unlike mutual funds holding in my taxable accounts, in which I have the flexibility to choose from perhaps hundreds of funds in the same category from as many companies, the number of funds in my 401(k) [...]

In my yesterday’s post, So How Many Credit Cards Can You Have and Still Get a Good Credit Score?, I said that at one time back in June I had nearly $51,000 balance on four credit cards, all due to 0% balance transfers. I LOVE (yes, LOVE) to take free loans from credit cards (new [...]

While I generally agree that too many hard inquiries (voluntary inquiries) in a short period of time (however if the inquiries span only a couple of days, they will be reported as one inquiry rather than multiple one) hurt your credit score in the short term (FICO only uses the hard inquiries in the past [...]

If it's not for your mutual fund products, I probably don't want any business with you! 
Well, that was my feeling after a 30+ minutes phone conversation with Vanguard last night. I thought I already had enough trouble with Vanguard for our Roth IRA assets transfer, but it isn't over.
When I got home last night, there [...]

and how many we have on this planet? Something like 6 billion? Besides, if I spend every penny I earned, would that still mean I am "rich"?
I wonder how they get this number.

The second key for you to be a successful investor is to Set Exciting Goals, whether they are short-term, medium-term, or long-terms goals.
If you visit any PF blogger's website and go through the posts, chances are you will see some personal goals. Some are as small as making a commitment when you starts a [...]

Got this email from March of Dimes a couple of days ago:
During the month of November, MasterCard Worldwide is helping the March of Dimes raise awareness and double our fundraising efforts in the fight against premature birth. MasterCard will match your gift dollar for dollar when you make your donation using a MasterCard card. Every [...]

The lastest 4-Week T-bill rate from last Tuesday's auction is 5.176%, already surpassing interest rates offered from some popular banks, such as EmigrantDirect and HSBC, which earn you 5.05% APY.

If you want to get some other alternatives for your cash reserve, you may want to consider E-Loan, which has a very appealing 5.50% APY and [...]