Personal finance
myPlan, Fidelity’s Retirement Calculator, Said We Need $6 Million for Retirement
Fidelity’s myPlan is a simple retirement calculator which estimates the retirement assets based on your current age, annual income, and monthly saving rate. There are five simple questions to begin the asset projection:
How old are you?
How much do you make per year?
How much do you save so far, including everything you saved for retirement such [...]
Changes to Fidelity UNIQUE College Investing Plan
Before I applied for the then Fidelity 529 College Rewards MasterCard (now Fidelity 529 College Rewards American Express Card) back in March, I opened a 529 plan with Fidelity in order to invest the 2% rewards I could earn from the card. The plan I chose was Fidelity UNIQUE 2024 plan (which is also Fidelity’s [...]
ING Direct Electric Orange Review — The Paperless Checking Account
If it wasn’t the rate increase announcement from ING yesterday, I probably won’t check my INGDirect account any time soon as ING is no longer my primary savings account and I only have about $500 with them now. However, when I logged in last night, I noticed something new: the ING Direct Electric Orange Checking [...]
MSN Money: Year-end Tax Moves
Jeff Schnepper at MSN Money has some year-end moves that could reduce your 2006 tax bill. The following are the summary of the article. For details, click here.
The easy stuff
Charitable deductions. Make the charitable donations before December 31.
Use up your flexible spending account (FSA) dollars. Use them or lose them. The IRS allows purchases made up [...]
INGDirect Bumped Up Its Rate to 4.50% APY
Got this email this morning from Commission Junction that INGDirect has increased the rate of its Orange Savings Account to 4.50% APY. I then checked with INGDirect and found that newest rate has also appeared on their website.
It seems that ING finally decided to play some catch up, while other popular internet banks hold their [...]
