The Sun’s Financial Diary

I have four credit cards from Chase: PerfectCard, Rewards, Sony (from Bank one), and Amazon. Except the Amazon card, all the other three sent me balance transfer offers almost every month and I never hesitated to write myself a convenient check and deposit the money into my bank when the terms were right: 0% APR [...]

and how many we have on this planet? Something like 6 billion? Besides, if I spend every penny I earned, would that still mean I am "rich"?
I wonder how they get this number.

I have a Yodlee account for a while, but never linked any of my personal account with it. The reason is simple: I am not 100% confident to give all my account numbers, user IDs, and passwords to a company I had no relationship of any kind with, though they seems to be quite popular. [...]

One of my friends had a baby last month. While enjoying the parenthood, the couple is also planning for their daughter's future: save for her college. He sent me, among several other guys, an email last weekend for suggestions on 529 plans. After I replied by telling him that I have both 529 accounts and [...]

Last night, I left work a little early than usual to take our daughter to a nearby mall for trick-or-treat, which was scheduled from 3:00 pm to 6:00 pm.
By the time we got there, it was 5:00 pm and some kids were already on their way out. Apparently, the party was almost over. Most [...]

Vanguard may be a great company for investing, but my experience with them on non-investing related issues wasn't that great at all. It all began with my Roth IRA transfer that I started the same time last month. Here's the timeline of the process (and it isn't over yet):

September 30: Mailed Roth IRA transfer forms [...]

I don't know exactly since when, but after swiping my credit card at my local ShopRite store yesterday, I was, as always, waiting for the signature screen to show up, the cashier told me that since my transaction was only $22.5, less than $25, I didn't have to sign it any more."Really?"I asked back, just [...]

Today, October 19, 2006, the Dow Jones Industrial Average closed above 12000 points for the first time in its history. But do you know what happened on the same day in 1987?
On October 19, 1987, also known as Black Monday, the Dow fell 508.32 and closed at a record-breaking low of 1,738.40 points and that [...]

Why do you need a college degree?
How about you don't have the Dream, if you don't have a degree? 
An interesting article on CNN.com shows the difference on realizing the American Dream between people with and without college degrees. The article, which is about a recent Opinion Research poll, says:
Belief in the so-called "American dream," [...]

US population reached 300 million this morning according to the U.S. Bureau of the Census projection. It took 40 years for the population to go from 200 million (reached in 1967) to 300 million. An article from Reuters early this month showed the impact of US population growth on resources and environment:

Each American occupies [...]