The Sun's Financial Diary

American Express OPEN is a service for small business owners. In order to help small business owners manage their finance, OPEN offers a number of credit cards that are aimed at providing business owners a tool to facilitate business transactions and earn rewards at the same time. One of the business cards from American Express OPEN [...]

These days, it’s pretty difficult to find a credit card that doesn’t offer any reward to cardholder. I remember when I got my first ever credit card nearly 15 years ago, it was very rare for a card issuer to give cardholder any benefit of using the card. For me, I was happy to just [...]

Though I have been banking with Bank of America for years, I am not really fan of the bank because I always think doing business with BofA is expensive. Compared with other banks, BofA seems to charge more fees for their services and those fees are usually higher than what other banks charge. For instance, [...]

Are you using any credit monitoring service? If you are, which program is your favorite? The collapse of the sub-prime mortgage market four years ago led the economy into the severest recession since the great depression. The financial crisis afterwards has fundamentally altered how mortgage applications are processed. If you have recently obtained a mortgage, [...]

Discover has an array of credit cards for people with different shopping habits. One of them, the Discover Open Road Card, which is one of the best gas/auto rewards credit cards, is designed specially for cardholders to earn cash backs when spending money on gasoline and car repairs and routine maintenances. With the average price [...]

The TrueEarnings Card from Costco and American Express is one of the cards that I use most often. I became a cardholder in 2004 shortly after I joined Costco. Since AMEX cards are the only credit cards accepted at Costco, I use the card mostly at Costco, even though I only earn 1% cash back [...]

A couple of weeks ago, I talked about prepaid debit card fees and how those fees can be costly for people who use prepaid cards to pay for their everyday purchases. While prepaid cards give consumers the same convenience of making payments as credit cards, some cards, such as the Kardashian Card mentioned in the [...]

If you are looking for a low interest rate credit card that doesn’t charge an annual membership fee, you want to to check out the IberiaBank Visa Classic Card. Because of its low interest rate, the card is designed specifically for those who have average credit and may carry a balance on their cards occasionally. [...]