Free FICO Credit Score from myFICO

myFICO, the official website for FICO credit score, is now offering FICO score for free with a free trail of FICO Score Watch, a credit monitoring service. The free trail period of Equifax Score Watch is 10 days. You will get your FICO score for free when getting your Score Watch and you can cancel it at any time during the 10-day trial period. However, if you forget to cancel your subscription or decide to keep Score Watch, you will be charged $12.95 for each month that you maintain your membership.

Since the free score is from myFICO, a division of Fair Isaac Corporation (FICO) which creates the FICO credit score, what you will get is a true FICO score used by lenders, not some FAKO scores that are provided from other free credit score & report services.

Free FICO Credit Score

Click here to get your free FICO score. To cancel your free trail of FICO Score Watch, you need to call their customer service at (800) 319-4433.

Remember, if you decide to only get the free FICO score, you must call the above number to cancel the free trail within 10 days of getting the score.

Update: I ordered a free FICO score with the free FICO Score Watch offer. I hesitated at the beginning because I didn’t want to go through the cancellation process. But it turned out to be quite easy and can be done online. Here’s what you will see if you proceed to get your free FICO score.

Free FICO Score order

Your credit card information is required when ordering your score. However, you won’t be charge anything, neither for the score nor for the Score Watch.

Free FICO score

Now you can continue to view your score online and get a free Equifax credit report at the same time. If you have no intention to keep the Score Watch service and don’t want to be charge for $12.95 a month because you forget to cancel your subscription, you can actually cancel it right away after you are done with the score and report. That’s what I did.

You can do it by clicking the Support Center at the top right corner and follow the click to cancel your free Score Watch Trail.

Cancel Score Watch

I ordered my score at 8:00 in the morning and requested to cancel the free trail immediately after I saved the score and the report. At 5:00 pm in the afternoon, the cancellation confirmation arrived in the email:

Dear xxxx,

Thank you for contacting myFICO. I have cancelled your subscription to Free Score Trial.

Thanks for trying myFICO’s free trial of Score Watch.

Regards,

myFICO Customer Care

Since the whole process is very easy, maybe you also want to get your free FICO score since it doesn’t really cost anything.

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4 Responses to “Free FICO Credit Score from myFICO”

  1. josh |  Sep 22, 2010 at 7:17 pm

    10 days trial period for a monitoring service doesn’t seem very useful… I guess it’s more so to check out the features of the service?

  2. Credit Cards |  Oct 06, 2010 at 12:49 pm

    Correct, one would be hardly able to track something in initial 10 days.

    • Sun |  Nov 16, 2010 at 5:35 pm

      Right, this is not for the Score Watch. It’s for the free credit score.

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