Sometimes in our quest to save money we make… well… bad decisions. We try to save money by doing repairs ourselves or we contract inexperienced workers to do work around our home for us. These decisions may seem smart when you see a full wallet after your repair or other service is done, but they inevitably turn out bad. Once you have made one of these mistakes, you have generally learned your lesson—but not before you spend a good deal of money to fix it.
There are some things that you should never take a chance on in order to get it for free. Here are a few suggestions.
Your home is one of the most important investments you have. When your plumbing goes bad, your roof gets a leak, or your heat goes out, you don’t want to trust just any old repairman from Craigslist. You need to find a qualified and licensed professional to take care of your home. It is worth any added expense to have the peace of mind that a sound home brings.
If you need new tires, a tune up, brake repairs or any other work done on your automobile, you need to see a real mechanic and not a discount mechanic. Not only does your vehicle need the proper care to run a long life but it can also impair your safety if you dive around in a car that isn’t properly repaired. Find a certified, qualified, licensed mechanic or use your dealer so that you can avoid needing a whole new car.
Okay, seriously? You are going to let someone do surgery on you who offers a “discount” and “coupons”? This is your actual body we are talking about here. Instead, check with The American Society of Plastic Surgeons (ASPS) to find a qualified surgeon. Do not cut corners when asking someone to alter your appearance.
If you want to give yourself some layers or cut your own bangs to save some money, you may mess it up but it will usually grow out pretty quickly. But if you dye your own hair, not only will it take a ridiculously long time to grow out, it could also result in chemical burns and permanent damage to your hair follicles. Instead, try to find a salon that has deals and go every eight weeks instead of every six. Also, your dye job will last longer if you use shampoo and conditioner designed to maintain your color.
I know medications are cheaper in Canada than in the United States, and I know that you can get some herbal supplements that will supposedly help fight certain diseases and disorders. But that doesn’t mean that you should. You should get your medication from a local pharmacy. If your doctor prescribes a medication that you are going to have trouble affording, find out of there is a generic alternative or if your doctor can give you some samples.
Photo credit: coneslayer
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This post was written by Yolander Prinzel. Yolander is a financial writer as well as a series 7, 66 and 2-15 licensed representative. During her decade of financial industry experience she has been an insurance agency director of marketing and director of operations, a life insurance underwriter, and a trading service specialist for Raymond James Financial Services. She was a featured speaker at the 2006 Hartford National Sales Conference and the 2006 Brookstreet Securities Annual Conference. Check out her portfolio at
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