Comments on: Creating a Virtual All-EFT Portfolio http://www.thesunsfinancialdiary.com/investing/creating-a-virtual-all-eft-portfolio/ Fri, 03 Feb 2012 17:42:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Sunhttp://www.thesunsfinancialdiary.com/investing/creating-a-virtual-all-eft-portfolio/#comment-61846 Sun Sat, 30 Jan 2010 21:42:35 +0000 http://www.thesunsfinancialdiary.com/?p=2056#comment-61846 There are some books on asset allocations, such as <a href="http://is.gd/7noFP" rel="nofollow">The Intelligent Asset Allocator</a>. It will give you some ideas on how to allocate to each asset class. It's a good book to read. Eventually, it will come down to your risk tolerance, time frame, etc. that will determine your own allocation. There are some books on asset allocations, such as The Intelligent Asset Allocator. It will give you some ideas on how to allocate to each asset class. It’s a good book to read. Eventually, it will come down to your risk tolerance, time frame, etc. that will determine your own allocation.

]]> By: Mayankhttp://www.thesunsfinancialdiary.com/investing/creating-a-virtual-all-eft-portfolio/#comment-61838 Mayank Fri, 29 Jan 2010 15:38:24 +0000 http://www.thesunsfinancialdiary.com/?p=2056#comment-61838 Though financial times have recently affected practically everything since when you wrote this, I think an ETF self-made diversified portfolio is a great idea!I was completely investing illiterate, however, am taking classes - and now I can't fathom why anyone wouldn't want to invest in a diversified ETF portfolio for the long-run. Just makes sense to keep costs low with relatively steady long-term growth.My question - as I'm reading your very interesting articles re: ETFs, how do you determine the percentage allocation of your portfolio (i.e. why Domestic @ 40%, Foreign @ 30%, as oppose to another percentage)?Are there any resources you can point to in determining how to allocate funds in a self-made portfolio? Or any advice? Though financial times have recently affected practically everything since when you wrote this, I think an ETF self-made diversified portfolio is a great idea!

I was completely investing illiterate, however, am taking classes – and now I can’t fathom why anyone wouldn’t want to invest in a diversified ETF portfolio for the long-run. Just makes sense to keep costs low with relatively steady long-term growth.

My question – as I’m reading your very interesting articles re: ETFs, how do you determine the percentage allocation of your portfolio (i.e. why Domestic @ 40%, Foreign @ 30%, as oppose to another percentage)?

Are there any resources you can point to in determining how to allocate funds in a self-made portfolio? Or any advice?

]]> By: Sunhttp://www.thesunsfinancialdiary.com/investing/creating-a-virtual-all-eft-portfolio/#comment-43605 Sun Tue, 19 Aug 2008 04:53:09 +0000 http://www.thesunsfinancialdiary.com/?p=2056#comment-43605 Christian: I think equal weight fund like RSP performs better when mid and small companies outperform large companies because their have the same weights on the index as their large counterparts (BTW, RSP at ER of 0.40% isn't cheaper than SPY). Mid and small cap funds have some difficult time recently. Hopefully, things can turn around soon.As for foreign stocks, since EFA is mainly a fund invested in developed economies, a fund for developing markets, such a BRIC fund, will be a good choice. Christian: I think equal weight fund like RSP performs better when mid and small companies outperform large companies because their have the same weights on the index as their large counterparts (BTW, RSP at ER of 0.40% isn’t cheaper than SPY). Mid and small cap funds have some difficult time recently. Hopefully, things can turn around soon.

As for foreign stocks, since EFA is mainly a fund invested in developed economies, a fund for developing markets, such a BRIC fund, will be a good choice.

]]> By: Christian D.http://www.thesunsfinancialdiary.com/investing/creating-a-virtual-all-eft-portfolio/#comment-43576 Christian D. Sun, 17 Aug 2008 14:33:54 +0000 http://www.thesunsfinancialdiary.com/?p=2056#comment-43576 I think ETF's are great. With the recent turn around I put most of our money into ETF's and only hold a few individual stocks (no mutual funds).However, I might look to different areas with some of the ETF's. Right now I know the Mid Caps are out performing the S&P 500 (some choices are IJK or an Ultra MVV (2 times the Mid Cap S&P 500 I believe)). At a minimum I might consider something equal weighted rather than Cap weighted (RSP is an Equal Weight ETF...cheaper as well) I'm not sure what I'd do for some foreign exposure. I've been burned on it and I know that the S&P is out performing the EFA on a relative strength basis. I think ETF’s are great. With the recent turn around I put most of our money into ETF’s and only hold a few individual stocks (no mutual funds).

However, I might look to different areas with some of the ETF’s. Right now I know the Mid Caps are out performing the S&P 500 (some choices are IJK or an Ultra MVV (2 times the Mid Cap S&P 500 I believe)). At a minimum I might consider something equal weighted rather than Cap weighted (RSP is an Equal Weight ETF…cheaper as well) I’m not sure what I’d do for some foreign exposure. I’ve been burned on it and I know that the S&P is out performing the EFA on a relative strength basis.

]]>