Comments on: Do I Need VISVX When I Own VTMSX?

By: AskDong » One Topic: Vanguard, The Index Fund Company

AskDong » One Topic: Vanguard, The Index Fund Company — Sat, 20 Oct 2007 21:55:24 +0000

[...] Sun asks if owning VISXV is needed when VTMSX is already owned. VTMSX is the total stock market index fund, and VISXV is the small cap index fund. [...]

By: Market Downturn Taking a Toll on Our 401(k)s | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing

Mon, 20 Aug 2007 13:27:47 +0000

[...] exposures to small-cap as FFTHX only invest about 7% of its assets in small-cap stocks (the same as I have both VTMSX and VISVX in my Roth IRA). The overall asset allocation [...]

By: Posts I Enjoyed Last Week | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing

Sun, 12 Aug 2007 13:37:49 +0000

[...] Finally, I participated in last week’s Carnival of Personal Finance hosted by The Frugal Law Student with a post on adding VISVX to VTMSX. [...]

By: Carnival of Personal Finance #112: Best Week Ever Edition | The Frugal Law Student

Mon, 06 Aug 2007 12:05:47 +0000

[...] Sun’s Financial Diary analyzes whether they should get the VISVX Mutual Fund if they already have a VTMSX. If you don’t know what those acronyms mean, read the [...]

By: Sun

Sun — Thu, 02 Aug 2007 03:01:12 +0000

I use VTMSX as the core holding in my IRA account. Since the fund covers the entire US stock market, we can expect to get average return from the fund. Nothing spectacular. In some sense, VTMSX is quite conservative since the returns from different sectors are evened out. Adding VISVX is just to squeeze out a little bit more returns. I like small-cap funds, so I want a little bit larger percentage in small-caps. In addition, I also have VGTSX, the international index, and TIPS (VIPSX) and bonds (VBIIX). These funds give me the coverage of stocks (domestic and international) and bonds (long and intermediate).

By: Matt

Matt — Wed, 01 Aug 2007 15:14:25 +0000

I support small cap tilting to enhance performance. While this will also increase risk, it should increase long-term perforance. You just need to be able to stay the course during times like the late 90s when large caps outperformed.

By: John

John — Wed, 01 Aug 2007 02:59:04 +0000

Sun,
Just curious if you have any International funds in your IRA. With the US growth slowing; it would not be a bad idea to explore emerging economies even in your IRA.

By: Luke

Luke — Wed, 01 Aug 2007 01:17:30 +0000

Hey there…I caught this link over at genxfinance…Nice site!

I have both VISVX and VTSMX [contained in my Vanguard 2045 fund, which is like 70% of that fund]…

I am around 19% with VISVX and 20% with VTSMX…I think there is a nice balance to having the total market as a core fund and then also over-lapping in a sense with mid-caps and small-caps…

I personally look at, with my younger age, VTSMX as almost a safe core investment and then from there I build riskier stuff around it…IMHO, VTSMX and other target funds are rather conservative…

Your 4:1 ratio seems about right for US coverage…I have other funds that bring me up with the large-caps like VEIPX among others…

I personally like at minimum, 10% in small caps….and might I add…If you got some money now, its a GREAT time to go shopping with the sale we got going on…

Look forward to coming back…I got ya bookmarked…