Comments on: Mutual Fund Distributions: What are They?

By: The Worst “Timing” Ever

The Worst “Timing” Ever — Sat, 07 Jun 2008 03:40:20 +0000

[...] I don’t want to buy funds at the end of the month because that’s the time when mutual funds are likely to make dividend distributions. Buying at the end of the month increases the possibility of buying-the-dividend; [...]

By: Mutual Fund Basics: How to Use Morningstar to Research Funds - The Sun’s Financial Diary - Accumulating wealth is like building The Great Wall, one brick at a time

Thu, 29 Mar 2007 17:08:20 +0000

[...] ratio of 333% in 2006 ( and distributed $2.92 per share in capital gains. Here’s a topic on mutual fund distributions) usually means higher taxes, which will erode your returns. Unless the fund will be held in a tax [...]

By: Tax Consequences of Our Taxable Investments for 2006 - The Sun’s Financial Diary - Accumulating wealth is like building The Great Wall, one brick at a time

Mon, 22 Jan 2007 15:58:50 +0000

[...] The total passive income from investments in 2006 were $9,053.02 and these are the net addition to our active income that we made from our salaries. In other words, they will have a huge impact on our tax bill on April 15th, as I don't expect for any refund. Fortunately, $6,530.99 out of the total passive are from dividends and long-term capital gains, which are taxed at a maximum rate of 15%. on On the other hand, the short-term gains, mostly from bank interests, will be taxed at our ordinary income rate. Those tens of thousands of dollars of 0% balance transfers I took were sweet. Now it's time to pay some back. [...]

By: The Sun’s Financial Diary » Blog Archive » Net Worth Update

The Sun’s Financial Diary » Blog Archive » Net Worth Update — Wed, 04 Oct 2006 16:09:29 +0000

[...] Last night, the statement arrived and indeed the fund had a huge distribution on 20th of last month: $0.12 dividend, $0.13 short-term capital gain, and $2.51 long-term capital gain. While the distribution will definitely have an impact on my 2006 taxes, good news is that most of the distributions are from long-term capital gain and will be taxed at a maximum rate 15% instead of my income tax rate. [...]