Comments on: There are Lifecycle Funds. Then There are Lifecycle ETFs

By: Asset Allocation Is Important To Investment Portfolio

Asset Allocation Is Important To Investment Portfolio — Mon, 30 Mar 2009 18:20:49 +0000

[...] There are Lifecycle Funds. Then There are Lifecycle ETFs If you found information on this Diary helpful, please consider subscribing to the full RSS feed (What’s RSS feed?), or enter your email below to receive free daily update. [...]

By: Matt

Matt — Sun, 28 Oct 2007 15:34:30 +0000

I was wondering when these etfs would emerge. Lifestyle funds are a great tool for the lazy investor. Hopefully, the use of etfs won’t cause too much trading of retirement accounts.

By: The Weather Here Is Wonderful - Plus A Stroll Through My Blogroll

The Weather Here Is Wonderful - Plus A Stroll Through My Blogroll — Sun, 21 Oct 2007 23:07:04 +0000

[...] The Sun’s Financial Diary writes about Lifecycle ETFs. [...]

By: Personal Finance Review - Best Investment I Ever Made Edition » Money Smart Life

Sun, 21 Oct 2007 18:25:31 +0000

[...] -There are Lifecycle Funds. Then There are Lifecycle ETFs @ Suns Financial Diary [...]

By: Start A Business, a Simple Budget or Amazon Prime @ The Roundup

Start A Business, a Simple Budget or Amazon Prime @ The Roundup — Sun, 21 Oct 2007 15:01:24 +0000

[...] Sun’s Financial Diary: As usual, I learned something new from Sun: lifecycle ETFs. What will they think of next? Sounds like a great idea which currently has no record to speak of. [...]

By: Sun

Sun — Sun, 21 Oct 2007 02:31:46 +0000

What do you mean “the guarantee on the fund price”? It guess such fund is not available in US as I never heard of any fund that guarantees fund price. What’s the return then? Somehow, I suspect the return will be greater than the return determined by the market (though there isn’t any guarantee of the return).

By: The Dividend Guy

The Dividend Guy — Thu, 18 Oct 2007 23:09:55 +0000

My company just put these (the funds, not the ETFs) into effect as an option with in our DC pension plan. The real selling feature is the guarantee on the fund price which is set on a specific schedule. I do not use them but have thought about it – the guarantee would be nice but I am a bit skeptical of these.

By: dong

dong — Thu, 18 Oct 2007 23:00:49 +0000

While I think ETF versions are nice, it’s also bit defeating for anyone who pays a transaction charge. Most people who invest and want to invest in life cycle funds are people who want to “set it and forget it.” Since mutual funds are often free to trade (the right fund at the right brokerage), it’s easy for people to set a contribution amount and forget it. The same could be done with a ETF version, but then the transaction cost kicks in. But I guess if you have commission free brokerage, it doesn’t matter.