American Express Blue Cash Card: Earn Up to 5% Cash Back

Credit Card Blue Cash from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program. In fact, the Blue Cash Card is one of the best cash back rewards credit cards.

Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash from American Express card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. With the Blue Cash Card, you can enjoy the benefit of  the generous cash back rewards from American Express. For example, general purchases earn a .5% rebate up to $6,500, and 1.5% over $6,500; “Everyday Purchases” earn a 1% rebate up to $6,500, and 5% over $6,500.

Aside from the cash rebates, this card provides common benefits and services commonly found with American Express credit cards, such as the buyer’s assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance.

This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases.

Therefore, those who plan to take advantage of the cash back rewards program for “Everyday Purchases” (to earn the highest rebate) and the various standard services provided will benefit most from what American Express Blue Cash Card has to offer.

Blue Cash Fees and Rates

Introductory Rate Offer 0% APR for Up to 6 Months
Intro Applied To Purchases
Intro Details 0.00% Introductory APR (0.0000% DPR) for Purchases for up to 6 months of Cardmembership.
APR for Purchases As low as 17.24%*
APR for Cash Advances 25.24%
Method of Computing Balance Average Daily Balance (including new purchases)
Annual Fee $0
Annual Fee for Additional Cardholders $0
Grace Period 25 Days
Late Payment Fee $19 on balances less than $250 and $39 on balances $250 or greater.
Over The Limit Fee n/app
Cash Advance Fee 3% of each transaction with $5.00 minimum and no maximum.
Balance Transfer Fee None

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Photo credit: barsen

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