Citi Platinum Select Card

The Citi Platinum Select MasterCard, issued by Citibank, is designed for those with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.

This card has a reasonably low variable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward purchases and balance transfers for up to 15 months.

It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the variable interest rate will not go below the minimum cap.

The card does provide several platinum cardholder benefits that include auto rental insurance and fraud protection services. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.

Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi Platinum Select MasterCard has to offer.