Equifax Score Watch Review

As one of the largest credit agencies in the country, Equifax understands the importance of having and maintaining a favorable credit history, especially in these trying economic times.

Equifax’s credit monitoring products and services make it easy to keep your FICO score looking healthy. After all, it’s your FICO score that lenders, car dealers, employers, look at when qualifying you for credit. Also, you’ll be interested to know that the shape your FICO score is in usually decides the credit amount as well as the interest rate you receive.

Armed with an impressive and extensive catalogue of credit services and products, Equifax has something for everyone, no matter your income or degree of knowledge. For those who are interested in receiving access to their credit reports and score, Equifax offers Score Power, a program built to act as your personal watchdog. With Equifax Score Power, you will get:

• Continuous score monitoring and notification when a change in your FICO score impacts the interest rate you are likely to receive
• Detailed explanations for key score changes and specific tips for understanding your score
• Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
• Two Free Score Power reports, plus discounts on additional Score Power® reports
• Detailed “Bottom Line” of what your most current score means, comparison with national averages, and a graph of how lenders view you
• Access to friendly and knowledgeable Customer Care available 7 days a week

The cost of Equifax Score Power is $15.95 a month ($39.95 if you include a 3-in-1 credit report). In addition to instant online access to credit score and report, you will also receive an explanation of what your score means, a comparison with national averages, as well as a graph of how lenders see you. Not to mention access to an interactive score simulator that shows you how certain behaviors can impact your credit score.

Plus, you’ll receive specific tips for understanding your credit score and you can even fix errors quickly and easily yourself, using the program’s free online dispute feature (a confirmation number will be provided to you by Equifax).