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Current Bank & Broker Promotion Bonuses

Posted by Sun

If you are looking for a little incentive to open a bank or brokerage account, there are a few promotions currently running which will give you as much as $50 bonus for a single new account. Check them out. Maybe there’s something you need

TradeKing $50 bonus for a new account: Open an account [...]

ING Direct Bonus Reference Codes for $25 Bonus

Posted by Sun on October 3, 2006

Update: If you are looking for reference codes to open an ING Direct account, check out the master list of ING Direct $25 bonus referral links.  If you open an ING Direct Savings account with any of links and make a deposit of at least $250, you will receive a $25 bonus and the referrer, [...]

INGDirect Reference Code

Posted by Sun on October 3, 2006

INGDirect isn’t the leader in online saving interest rates now as it used to be. With current rate at 4.40%, it’s not as attractive as other banks such as HSBC and EmigrantDirect. But if you still want to open and INGDirect account, you can use the reference code CK921/gheaeriz to get $25 bonus if you [...]

Reminder: Free Financial Advice This Friday

Posted by Sun on October 3, 2006

This is just to remind you that Kiplinger’s Personal Finance and the National Association of Personal Financial Advisors (NAPFA) will hold Kiplinger’s Jump-Start Your Retirement Plan Days on October 6. Members from NAPFA will be available to answer your questions on retirement planning for free via the toll-free number (888) 919-2345.

I Should Have Said It Yesterday

Posted by Sun on October 2, 2006

on October 1st. So this is a make-up: Happy Birthday!

September 2006 Score Card — Part II: Net Worth

Posted by Sun on October 2, 2006

Ok, now it's time to take a look at how we did in investing in September.

Summary:
September was another good month for us in terms of nest egg growth as we added $14,728.45. Excluding house and cars (both as assets and liabilities), the total number is $384,297, up 3.99% from August. Year-to-date, our net worth growed [...]

What is it with OfficeDepot?

Posted by Sun on October 2, 2006

This isn't my first time, but I am quite sure it will be the last.
Yesterday, I saw a cordless phone deal on Dealsea.com. Though I am not in any need for a new phone, the price was very attractive. So I followed the link and was directed to OfficeDepot. At that time, the item was [...]

Moving Part of My Roth IRA to Vanguard

Posted by Sun on October 1, 2006

Back in July, I learned from Scottrade, which holds my Roth IRA account, that one of my favorite Vanguard funds, Vanguard Wellington fund (VWELX), is closed to investors who invest in the fund through a brokerage firm. I have been investing in the fund since 2001 and have no plan to give up my positions. [...]

September 2006 Score Card — Part I: Expenses

Posted by Sun on October 1, 2006

September was just the second time in as many months that I recorded our monthly expenses. Though the history is kind of short, I can still see some patterns of how and where we spent our money. One problem, however, is that since I didn't have a budget ahead of the spending, I really can't [...]

So, It’s not a Rumor

Posted by Sun on September 30, 2006

Yesterday, I heard that Emigrant Direct is to lower its savings rate. It was kind of surprise because I also have an account with Emigrant Direct and I didn’t get any notice about their rate change. Last night when I logged into my account in preparation of this month’s balance sheet, the savings rate was [...]

Emigrant Direct Lowers Its Rate to 5.05%

Posted by Sun on September 30, 2006

Last night when I logged into my Emigrant Direct account, the savings rate was still at 5.15%, the same as the past four months. However, when I checked again this morning, the rate dropped to 5.05%, matching the offer from HSBC.
Though the rate is not attractive as it used to be, it’s still one of [...]

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