$20 off $50 Purchase with Paypal

Paypal has a promotion of $20 off with a purchase of $50 or more between November 23rd and December 31st. Some purchases may be also good for free shipping. To qualify for the cash rebate, registration must be made before November 22nd. Here's the fine print from Paypal website

Receive a $20 USD Cash Rebate by registering for this Cash Rebate offer on http://paypal.promotionexpert.com/holiday and purchasing items in a single online payment of $50 USD or more using your PayPal account. … The Cash Rebate will be deposited into the participants' PayPal accounts within 6 to 8 weeks after 12/31/06. Limit one registration and one $20 rebate per person and/or PayPal Account.

To sign up, click here.  

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$20 Staples Coupon Code

I got this email from Staples this morning with a $20 off $200 or more purchase, in store, online, or by phone. The coupon will expire tomorrow, November 21st. I don't think I'm gonna make any purchase till then. If anybody needs this coupon, leave a comment so I can email the link and coupon code to you.

Note: This code is already given out. Since I am not sure if you can use it more than once, I turn off the comment of this post. Email me if you want to try.

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Is It Just Me? Or Vanguard? Or Scottrade? Or All?

I really don't know if it's only me or somebody else who ever transfered their IRA assets from Scottrade to Vanguard had the same terrible experience.

After my last conversation with Vanguard more than two weeks ago, I thought all the troubles I had with Vanguard were behind me and the last chapter of the nearly two-months old transfer process was a response from Scottrade of the transfer request. Last Friday night, I did get a response from my local Scottrade office, but it wasn't really the one I expected. So the trouble went on.

Read the rest of this entry

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Coin Collectors: Here’s Your George Washington Presidential Dollar

According to US Mint,

The United States is honoring our Nation’s Presidents by issuing $1 circulating coins featuring their images in the order that they served, beginning with Presidents Washington, Adams, Jefferson and Madison in 2007. The United States Mint will mint and issue four Presidential $1 coins per year, and each will have a reverse design featuring a striking rendition of the Statue of Liberty. These coins will have several features that are unique to United States circulating coinage.

I love the state quarters and have collected all those have been issued (not just state quarters, but all kinds of coins from different countries I can get). Since people don't use the dollar coin a lot, I guess it will be a little harder to get one as changes. But I can always change some the bank.

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“Should I Pay for My Boyfriend’s Insurance?”

My boyfriend and I have lived together for 10 years (no kids), and we get along fine. Recently he found out I can add him to the health insurance I get from the company I work for part-time. He wants me to do this to save him money, but I don't want to. He owns our house and earns 10 times more than I do, and it's hard enough for me to feel independent without adding more entanglements. Am I wrong to say no?

This is a story in CNNMoney today. We have already seen a story before when another woman asked if she had to help pay her boyfriend's thirty-some-grand debt.

Of course, one distinct point of the woman in the story is that she depends on her boyfriend to give her shelter for the past 10 years. As the article said, "asking to be added to your health insurance policy strikes us as a reasonable request coming, as it does, from someone who's been providing you with a home."

Finally, the author of the article gave some advices for people who are "in bounds" and face the same dilemma of trying to be "independent" on one hand and relying their partner heavily on the other:

you're faced with two choices here: earn enough to be genuinely independent or accept the fact that you aren't. What you can't do, however, is take the position that your independence is compromised by the "entanglements" that benefit your partner (like the health insurance), but not by the ones that benefit you (like living rent-free).

If it was me, I don't think I can say No. After I had saved tens of thousands of rent money for 10 years, I don't really have the power to reject such a request, though it doesn't mean I have to do whatever my partner asked me to do simply because I relied so much on my partner. 

If you have this problem, what would be your answer? Yes or No?

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