ING Direct Bonus Reference Codes for $25 Bonus

Update: If you are looking for reference codes to open an ING Direct account, check out the master list of ING Direct $25 bonus referral links.  If you open an ING Direct Savings account with any of links and make a deposit of at least $250, you will receive a $25 bonus and the referrer, at the same time, gets $10.

I know INGDirect is no longer a leader in online savings interest rates now as it used to be. With current rate at 4.40%  (find out the latest online savings account interest rates here), ING is not comparable with other banks such as HSBC and EmigrantDirect, where I put most of our cash to earn a 5.05% APY. The only ING account I have now is the one I opened for my daughter with her as the primary account holder. Early this year, I was searching for bank accounts for minors, but none of the major banks offer I was looking for. So eventually, I settled with ING.

But if you still want to open an ING Direct Orange Savings account, you can use the reference code CK921/gheaeriz (valid before December 31, 2006). With a minimum deposit of $250, you’ll get $25 bonus and I will receive $10 from ING as well. Actually, if you have a young child and want to get a savings account with him/her as primary account holder, you can open an account first (if you don’t already have one) and use yourself as a reference for your child’s account to get another $35 bonus ($25 for your child and $10 for you). With a total deposit of $500, the bonus money you can collect is $60. Not a bad deal! I did in this way for my daughter’s account and the $35 bonus was credited immediately, without any holding period.

BTW, here are the latest rates from some other online savings accounts:

• EverBank: 3.51% APY
• DollarSavingsDirect: 3.50% APY
• FNBO Direct: 2.60% APY
• HSBC Direct: 2.45% APY
• WTDirect: 2.51% APY
• E-Trade Financial: 2.5% APY