Comments on: Ally Bank Launches Interest Checking Account http://www.thesunsfinancialdiary.com/personal-finance/ally-bank-interest-checking-account-review/ Fri, 03 Feb 2012 17:42:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Sunhttp://www.thesunsfinancialdiary.com/personal-finance/ally-bank-interest-checking-account-review/#comment-61793 Sun Mon, 25 Jan 2010 04:37:28 +0000 http://www.thesunsfinancialdiary.com/?p=4514#comment-61793 Thanks for sharing your experience with us. I am going to get one for myself. Thanks for sharing your experience with us. I am going to get one for myself.

]]> By: nickhttp://www.thesunsfinancialdiary.com/personal-finance/ally-bank-interest-checking-account-review/#comment-61790 nick Sun, 24 Jan 2010 23:22:01 +0000 http://www.thesunsfinancialdiary.com/?p=4514#comment-61790 I already have a few no-penalty CDs and liked the service I'd had when setting those up, so I figured I'd also start using Ally for checking. I signed up for an account and started setting up billpay. I've had better interfaces elsewhere (USAA and a local bank) but it's sufficient. Haven't started paying bills on it.Saw error messages occasionally when adding new payees but they got through on the 2nd attempt. One of the error messages implied that the billpay they use is based on Yodlee.Something you briefly mentioned is the no-fee overdraft transfers between accounts. You have to call them to establish the 'link' to a savings account but its at most a 5-minute call. I already have a few no-penalty CDs and liked the service I’d had when setting those up, so I figured I’d also start using Ally for checking. I signed up for an account and started setting up billpay. I’ve had better interfaces elsewhere (USAA and a local bank) but it’s sufficient. Haven’t started paying bills on it.

Saw error messages occasionally when adding new payees but they got through on the 2nd attempt. One of the error messages implied that the billpay they use is based on Yodlee.

Something you briefly mentioned is the no-fee overdraft transfers between accounts. You have to call them to establish the ‘link’ to a savings account but its at most a 5-minute call.

]]> By: Sunhttp://www.thesunsfinancialdiary.com/personal-finance/ally-bank-interest-checking-account-review/#comment-61757 Sun Thu, 21 Jan 2010 04:51:53 +0000 http://www.thesunsfinancialdiary.com/?p=4514#comment-61757 Actually, I do plan to get a checking account to use the free ATM, though I don't think I will use it a lot. Actually, I do plan to get a checking account to use the free ATM, though I don’t think I will use it a lot.

]]> By: Edwinhttp://www.thesunsfinancialdiary.com/personal-finance/ally-bank-interest-checking-account-review/#comment-61753 Edwin Thu, 21 Jan 2010 00:00:44 +0000 http://www.thesunsfinancialdiary.com/?p=4514#comment-61753 Honestly if you were really to use the account ATM features enough, you may as well have a checking account. Currently I have a savings account which pays out 1.5% APY but is more limited in use than this one. But it's a savings account and the whole point to me is to save money with it so if I end up needing the money I can just do an electronic funds transfer. Honestly if you were really to use the account ATM features enough, you may as well have a checking account. Currently I have a savings account which pays out 1.5% APY but is more limited in use than this one. But it’s a savings account and the whole point to me is to save money with it so if I end up needing the money I can just do an electronic funds transfer.

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