Comments on: Another 0% BT from Bank of America. What to Do with the Money? http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/ Fri, 20 Nov 2009 19:09:54 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: Brenda M http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-49572 Brenda M Sun, 11 Jan 2009 09:43:33 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-49572 Wow, I just have to say one thing. I completely stumbled across this thread. I was shocked when I was reading the credit card limits, as I have 2 measly credit cards that are maxed out for a whopping total of 1500 dollars. Just so you guys know as your trying to figure out how to build your big money into bigger money, that you could always contact me. My life would literally be turned around with even 5000 dollars. I have 2 disabled children and a very hardworking husband in construction and we barely make it by...... Think helping someone.... might not grow your money, but it might make you feel good... Ok, I'm done...lol, I think I've gone a little type crazy...haha signing of=) Wow, I just have to say one thing.

I completely stumbled across this thread.

I was shocked when I was reading the credit card limits, as I have 2 measly credit cards that are maxed out for a whopping total of 1500 dollars.

Just so you guys know as your trying to figure out how to build your big money into bigger money, that you could always contact me.

My life would literally be turned around with even 5000 dollars.

I have 2 disabled children and a very hardworking husband in construction and we barely make it by……

Think helping someone….

might not grow your money, but it might make you feel good…

Ok, I’m done…lol, I think I’ve gone a little type crazy…haha

signing of=)

]]> By: Bank of America May Have Removed Balance Transfer Fee Cap | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-21741 Bank of America May Have Removed Balance Transfer Fee Cap | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing Thu, 06 Sep 2007 14:00:46 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-21741 [...] the one time balance transfer fee) as I never used the card to make any purchase. Right now I have $30K borrowed from BoA with $90 fee. At the time when previous favorite such as Citibank lifted caps on balance transfer fees, BoA for [...] [...] the one time balance transfer fee) as I never used the card to make any purchase. Right now I have $30K borrowed from BoA with $90 fee. At the time when previous favorite such as Citibank lifted caps on balance transfer fees, BoA for [...]

]]> By: Two Unexpected New Credit Cards | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-10258 Two Unexpected New Credit Cards | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing Thu, 31 May 2007 14:17:31 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-10258 [...] card). Though the card offers rewards (1 point for every dollar I think), I used it for nothing but balance transfer and I have no plan to use it for any purchases because I’d rather have cash rebates than [...] [...] card). Though the card offers rewards (1 point for every dollar I think), I used it for nothing but balance transfer and I have no plan to use it for any purchases because I’d rather have cash rebates than [...]

]]> By: Sun http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-8988 Sun Fri, 11 May 2007 01:24:35 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-8988 Paul: I usually don't use the balance transfer check if it doesn't have a ceiling on the fees. For a 3% fee, the deal isn't that appealing any more even you can get a 5+% interest rate from a bank. I only take those with a maximum fees (usually $50 to $75). BoA balance transfer usually charge $75 maximum fees. So be sure to checking if the fee of your convenience check has a maximum or not. If it doesn't, then it's not worth it because the more you transfer, the higher fee you have to pay and the less you will have in your pocket. Paul: I usually don’t use the balance transfer check if it doesn’t have a ceiling on the fees. For a 3% fee, the deal isn’t that appealing any more even you can get a 5+% interest rate from a bank. I only take those with a maximum fees (usually $50 to $75). BoA balance transfer usually charge $75 maximum fees. So be sure to checking if the fee of your convenience check has a maximum or not. If it doesn’t, then it’s not worth it because the more you transfer, the higher fee you have to pay and the less you will have in your pocket.

]]> By: paul http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-8931 paul Wed, 09 May 2007 19:47:29 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-8931 I also have gotten these "convenience checks", but I noticed that they carry a 3% transaction fee. How do you get around this? I also have gotten these “convenience checks”, but I noticed that they carry a 3% transaction fee. How do you get around this?

]]> By: 2007 4-Week T-Bill Rate Update | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-8781 2007 4-Week T-Bill Rate Update | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing Mon, 07 May 2007 13:45:29 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-8781 [...] option is to open an account at FNBO Direct bank and lock in the 6.0% APY till September when the $32K I borrowed from Bank of America expeires. However, getting another account is going in the opposite direction in simplifying our [...] [...] option is to open an account at FNBO Direct bank and lock in the 6.0% APY till September when the $32K I borrowed from Bank of America expeires. However, getting another account is going in the opposite direction in simplifying our [...]

]]> By: The Sun http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-4873 The Sun Mon, 26 Mar 2007 02:32:11 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-4873 If you didn't get a convenient check to deposit the balance in your bank account, you can still do the balance transfer if you have a Citi card. I have a post on how to do the transfer with Citi card which can be found at <a href="http://www.thesunsfinancialdiary.com/2006/11/10/the-second-best-way-to-transfer-balance/ " rel="nofollow">here</a>. If you didn’t get a convenient check to deposit the balance in your bank account, you can still do the balance transfer if you have a Citi card. I have a post on how to do the transfer with Citi card which can be found at here.

]]> By: Tomaste http://www.thesunsfinancialdiary.com/personal-finance/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/comment-page-1/#comment-4816 Tomaste Fri, 23 Mar 2007 20:54:30 +0000 http://www.thesunsfinancialdiary.com/2007/03/23/another-0-bt-transfer-from-bank-of-america-what-to-do-with-the-money/#comment-4816 Just curious... How do you get your free balance transfer liquid? Say I get an offer in the mail for a free balance transfer on a $10000 limit card, I have no actual balances to transfer, so How would I get access to that $10,000 in order to invest in a stock, or deposit in a savings account, etc. Just curious… How do you get your free balance transfer liquid? Say I get an offer in the mail for a free balance transfer on a $10000 limit card, I have no actual balances to transfer, so How would I get access to that $10,000 in order to invest in a stock, or deposit in a savings account, etc.

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