Rates with a * signifies this bank rate is available nationwide.

First Robinson Savings Bank – Robinson, IL 6.01
Southern Missouri Bank & Trust 6.01
LA DOTD Federal Credit Union – Denham Spring, LA 5.25
Keystone Bank – Auburn, AL 5.15
*Connexus Credit Union – Wausau, WI *5.15
Community State Bank – Poteau, OK 5.05
First State Bank – Kansas City, KS 5.03
State Employees Credit Union – Santa Fe, NM 5.02
Grand Bank of Texas – Grand Prairie, TX 5.02
Malvern Federal Savings Bank – Paoli, PA 5.01
Union State Bank – Everest, KS 5.01
First Banking Center – Lake Geneva, WI 5.01
Noble Bank & Trust – Anniston, AL 5.01
Olmsted National Bank – Rochester, MN 5.01
Texas Citizens Bank – Pasadena, TX 4.76
Harbor Credit Union – Green Bay, WI 4.55
*Royal Banks of Missouri – St. Louis, MO *4.55
Finance Center Federal Credit Union – Indianapolis, IN 4.51
The Community Bank – Brockton, MA 4.51
Bank of Little Rock – Little Rock, AR 4.51
*Focus Bank – Charleston, MO *4.51
Community National Bank of the Lakeway Area – Morristown, TN 4.51
First-Lockhart National Bank – Lockhart, TX 4.51
Workers Credit Union – Acton, MA 4.51
Brookhaven Bank – Atlanta, GA 4.5
*First Arkansas Bank & Trust – Jacksonville, AR *4.44

Hope this helps!

While the government may not require banks to lower their rates once they received the TARP money, I did hear that the FDIC has a rule prohibit “weak” banks from setting rates too high. The rates have to be inline with the something like an average rate determined by the FDIC.

The Obama government wants consumers to SPEND not SAVE, to revive the economy. With the TARP money flowing, is there a posibility that the government has used tax payer TARP funding to the banks under the conditions that they LOWER their savings rates?

No fees, no min, 3%, initial deposit thru ACH transfer, ……..BUT…….once the money is in there, the only option to get a LARGE amount (over 2500) out is by using a $20 WIRE transfer, which has a downloadable FORM, which must have your signature NOTARIZED and then submitted by snail mail.