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Recent Bank Findings: Doral Bank Direct 3.50% APY, CNB Bank Direct 3.40% APY, Chesapeake Bank Clear Sky 3.15% APY

As online banks keep slashing rates, it’s getting harder and harder to find to find a decent rate from popular banks, whose rates are mostly in the mid-2% range now. To find a good rate, you will have to beyond those banks that we used most often. Recently, I noticed a few such banks which […]

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Rate Updates: E*Trade Complete Savings 2.50% APY, EverBank Money Market 3.51% APY

For sometime, E*Trade has been pretty good at holding the yield of their Complete Savings Account at 3.01% APY, becoming one of the bright spots when everybody else was in the cutting mood. But that finally came to an end, like all the good things. E*Trade announced yesterday that effective Monday, February 2nd, the new […]

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Got Some Business Done

In late December, I took advantage of the free filing offer from MyCorportation (MyCorporation reviews) and registered my own company for my little online business (and saved $149 filing fee ). I am glad the whole process went very smoothly without any incident. About two weeks ago, the package arrived with the certificate and my […]

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2009 Bank Failures

Last update: December 31, 2009. 2009 is less than one month old, there are already a few banks being closed, picking up what was left from last year. A total of 25 banks were shut down in 2008. So far in 2009, three have gone under already (the list will be updated continuously as new […]

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Dollar Savings Direct Dropped Rate to 3.50% APY

A couple of days ago I was feeling pretty good about Dollar Savings Direct (Dollar Savings Direct reviews) and their seemingly unbeatable 4.00% APY. Today, I am feeling a little disappointed when they finally decided to follow what other banks have done already, cutting their rate to 3.50% APY. From the bank’s point of view, […]

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Online Savings Account Interest Rates History

For those who have been following this blog long enough, you know I spent quite a lot of time updating interest rates of popular online banks. I even have a table listing the latest interest rates and a Best Online Savings Account Deals page to help track where the good deals are. While keeping the […]

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Bank of Internet Interest Checking 2.80% APY, Savings 3.51% APY

Is anybody using this bank? I didn’t pay much attention to Bank of Internet until recently when I noticed their interest rates: Checking 2.80% APY and Savings 3.51% APY, the combination of the two could be the best for those who need both products (exclude those so-called reward checking of course). For those who are […]

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IGoBanking 3.18% APY for $5,000 or More

IGoBanking, one of the banks I use but fell out of favor recently, is out with a new tactics to lure existing customers like me back. In an email I received yesterday, with the subject line as “Celebrate the Inauguration with IGoBanking,” the bank says from now till March 18, 2009, any money transferred between […]

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