The Sun's Financial Diary

I didn’t waste too much time before getting into action to open another savings account with IGoBanking. I didn’t my own research last week and compared IGoBanking with other three online banks that also offer 5.30 % or above APY and eventually selected IGoBanking over others for two reasons: Soft credit inquiry: though I didn’t [...]

Recently, I am considering open another online savings account to park our cash. I have been using EmigrantDirect and HSBC for quite a long time and feel that I need to make a move to get a higher rate. My initial targets are UFB Direct and GMAC as they are both popular among rate chasers [...]

I have four online savings accounts already (all join accounts with my wife): ING Direct, Emigrant Direct, HSBC, and Virtual Bank. ING Direct used to have all my deposits when it offered superior rates than other online banks did. Now it fell far behind with a 4.50% APY. At one time early this year, I [...]

Got this in the email. Use this link to open a Citibank e-Savings account (which currently pays 5.00% APY) before December 31, 2006 and get $25 in your account within 90 days. The fine print in the email says: $25 offer is only available for first-time Citibank deposit (checking or savings product) account customers, and [...]

If it wasn’t the rate increase announcement from ING yesterday, I probably won’t check my INGDirect account any time soon as ING is no longer my primary savings account and I only have about $500 with them now. However, when I logged in last night, I noticed something new: the ING Direct Electric Orange Checking [...]

Got this email this morning from Commission Junction that INGDirect has increased the rate of its Orange Savings Account to 4.50% APY. I then checked with INGDirect and found that newest rate has also appeared on their website. It seems that ING finally decided to play some catch up, while other popular internet banks hold [...]

The lastest 4-Week T-bill rate from last Tuesday’s auction is 5.176%, already surpassing interest rates offered from some popular banks, such as EmigrantDirect and HSBC, which earn you 5.05% APY. If you want to get some other alternatives for your cash reserve, you may want to consider E-Loan, which has a very appealing 5.50% APY [...]

I got this offer from Citibank today and the condition for the $100 bonus include: Apply online for both an e-Savings account with a 5.00% APY and a regular checking account in the EZ Checking package. EZ Checking account requires a minimum balance of $1500. Pay 2 bills a month for a year at citibankonline.com. [...]