Comments on: Capital One Online Savings Account Opened

By: Capital One Online Savings Account Promotion Code For $25 Bonus

Capital One Online Savings Account Promotion Code For $25 Bonus — Thu, 08 Oct 2009 03:01:21 +0000

[...] opened a Capital One Savings Account last year when the rate was much higher and much attractive than the current rate of 1.60% APY. To [...]

By: Bank of America Checking Account And Capital One Savings Account $50 Bonuses [Promotion Bonus]

Wed, 25 Mar 2009 03:10:09 +0000

[...] funded with $10,000 before April 15, 2009. I used the account for a while last year (check out my Capital One Online Savings Account review), but left after getting an account at Dollar Savings Direct. The Online Saving Account has no [...]

By: DollarSavingsDirect External Bank Link And ACH Transfer Limit [Bank Reviews]

DollarSavingsDirect External Bank Link And ACH Transfer Limit [Bank Reviews] — Thu, 05 Feb 2009 14:15:11 +0000

[...] linking to my BoA checking account, I also tried to link my savings account at Capital One to it because I have most of my cash with them right now and I’d like to move cash directly [...]

By: HSBC Direct Bumps Up Rate: 3.50% APY

HSBC Direct Bumps Up Rate: 3.50% APY — Thu, 10 Jul 2008 01:09:21 +0000

[...] I did jump in to take advantage of the 6.0% APY offer, but not this time. I just got my brand new Capital One Online Savings Account with a superior rate. Unless somebody offers a 4.00% APY, I am not going to move my money [...]

By: EverBank Offers Better Rates: 4.76% Intro APY

EverBank Offers Better Rates: 4.76% Intro APY — Wed, 09 Jul 2008 03:14:28 +0000

[...] I opened my fifth online savings account with Capital One after considering the move for a long time. At the time when I opened the account, the interest [...]

By: FNBO Direct Followed Suit, Up Interest Rate

FNBO Direct Followed Suit, Up Interest Rate — Tue, 10 Jun 2008 03:46:29 +0000

[...] Capital One, also dropped their rate from 3.75% APY to 3.50% Right after I posted that I opened a Capital One Online Savings Account, I got this comment from Tom: Capital One does offer great rates but I find them to be too [...]

By: HSBC Direct Bumps Up Rate, Temporarily

HSBC Direct Bumps Up Rate, Temporarily — Thu, 05 Jun 2008 02:34:54 +0000

By: Sun

Sun — Wed, 04 Jun 2008 01:57:47 +0000

Bill: That’s frustrating! Luckily the account I opened doesn’t even offer check writing, so one less worry for me. Still, it surprised me that people will refuse the check just because it comes from Capital One. There are a lot of banks we never heard of. But we don’t just reject the check because we don’t know the bank.

By: May 2008 Score Card — Part I: Net Worth

May 2008 Score Card — Part I: Net Worth — Mon, 02 Jun 2008 14:57:18 +0000

[...] from a month ago, which is the biggest gain percentage-wise among the six categories. Last month, I opened a Capital One Online Savings Account and moved most of cash from IGoBanking (3.28%) to the new account to earn a better interest rate [...]

By: Bill

Bill — Fri, 30 May 2008 11:24:58 +0000

Good luck getting anyone to accept a paper check.

Mine keep getting returned because they assume anything with “Capital One” on it is a credit card check instead of a check drawn on a “regular” checking/money market account.

By: Sun

Sun — Fri, 30 May 2008 01:55:25 +0000

Tom: What you said could be true. Actually Online savings account is a new product from Capital One, so I don’t have their rates history to say how they adjusted their rates in the past. However, I am not too worried about it. I have several online savings accounts and can easily switch from one to another if the rate does become unfavorable.

By: Tom

Tom — Tue, 27 May 2008 02:21:11 +0000

Capital One does offer great rates but I find them to be too inconsistent. One week they will have high rates and a month later, they don’t even rank in the top ten. Go figure.

By: Rachel @ Master Your Card

Rachel @ Master Your Card — Thu, 22 May 2008 12:20:02 +0000

You are right to be cautious with accounts that require a minimum balance to earn interest. I used to work for a building society and they didn’t inform customers when their accounts dropped below the minimum balance, they just stopped paying them interest. In some cases they closed the accounts and sent them a cheque. They also tended to change the rules as to what the minimum balance should be so some long standing customers had money in their account earning no interest because they hadn’t seen the change of terms and conditions. Definitely something to watch out for.

By: Capital One Online Savings Account Opened | Free Credit Report Information

Capital One Online Savings Account Opened | Free Credit Report Information — Thu, 22 May 2008 04:04:41 +0000

[...] Sun added an interesting post on Capital One Online Savings Account Opened [...]