Citi Student Credit Cards Special Holiday Promotion

Citibank is running a special holiday promotion for two of its student credit cards: the Citi Forward Card and the mtvU Card. From now till January 15, 2010, if you apply and are approved for either one of the two cards, you can receive extra rewards (in ThankYou Points) when using the card during the promotion period.

I have discussed both Citi Forward Card and mtvU Card before. From what I can see, the most distinctive feature that’s shared between these two cards that are designed for college students is both card reward cardholders for using the card wisely. For example, with the Forward Card, you get interest rate reduction when staying under credit limit and paying bill on time; with the mtvU Card, you can earn additional rewards points for maintaining a good grade. And both cards charge no annual fee.

For the ongoing special promotion, you can earn bonus points that are equivalent to a $75 gift card from the Citi Forward Card:

  • Earn 1200 bonus points each of the first 3 billing periods your account is open when you pay on time and stay under your credit line
  • Earn up to 8,500 bonus points after you make $250 in purchases and sign up for Paperless Statements within 3 months of opening your account
  • Get a .25% Purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
  • Earn 100 points each billing period when you pay on time and stay under your credit line
  • Earn 5 reward points for every dollar you spend on dining, books, music and movies, and 1 point for any other spend5

The mtvU Card allows you to earn enough points for a $25 gift card during the promotion period:

  • Earn 1200 bonus points each of the first 3 billing periods your account is open when you pay on time and stay under your credit line
  • Earn up to 2,000 reward points twice a year for having a good GPA
  • Earn 25 points each billing period when you pay on time and stay under your credit line
  • Earn 5 reward points for every dollar you spend on dining, books, music and movies, plus 1 point for any other spend
  • Enjoy a 10% discount on music and entertainment products at shop.mtv.com

Rewards points earned from using the card can be redeemed for gift cards, travel, merchandise. If you qualify, you can get 0% APR on purchases for 6 months. Plus,  both cards you also let you customize your due date and set credit limit alerts to you will not spend over your credit line, one condition to receive the extra benefit.

Interested? Find out more about this special offer at Citibank website.

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